Regulatory Disclosure Details
Disclosure Reference: Ref.No. AAVAS/SEC/2026-27/3402
Key Financial Milestone
Aavas Financiers Limited achieved Assets Under Management (AUM) of ₹25,000 crore as of November 1, 2026. This represents a significant achievement in the company's journey of enabling homeownership.
Operational Metrics
Since inception, the company has enabled homeownership for more than 3.8 lakh families. The company operates through a network of 443 branches across India and employs over 7,500 permanent employees.
Business Model and Target Market
The company serves low- and middle-income households, particularly self-employed individuals, small business owners, and customers with informal or assessed income profiles. The business model is built on deep local market understanding, prudent underwriting, responsible lending, and technology-enabled processes.
Management Commentary
Manu Singh, Managing Director & CEO, stated that this milestone reflects the trust of customers, dedication of employees, and support of stakeholders. The company expressed gratitude to National Housing Bank, Reserve Bank of India, lending partners, rating agencies, investors, and shareholders for their continued support.
Future Focus Areas
The company remains committed to:
- Scaling responsibly while maintaining asset quality and governance standards
- Enhancing technology enablement and operational efficiency
- Expanding distribution capabilities
- Strengthening customer-centric approach
- Supporting India's vision of Viksit Bharat through affordable housing finance
Company Background
Aavas Financiers Limited is headquartered in Jaipur, Rajasthan and is one of India's leading affordable housing finance companies. The company combines deep market understanding with responsible lending practices and technology-enabled solutions.