Overview

AU Small Finance Bank (AU SFB), a scheduled commercial bank listed on NSE and BSE, announced a suite of festive offers for its credit‑card customers during the Navratri and Durga Puja period, which marks the start of India’s biggest shopping season.

Festive Offers at a Glance

Cardholders can enjoy savings and benefits across a wide range of partner brands:

  • Shopping and entertainment discounts at BookMyShow, Zomato, Swiggy, Instamart, Blinkit, BigBasket, Reliance Digital, MakeMyTrip, Vijay Sales, RedBus, AbhiBus, Zepto, and District by Zomato.
  • Gift‑voucher offers from Amazon Prime, Starbucks, Levi’s, Westside, Zee5, Hamleys, AJIO and McDonald’s.
  • Luxury‑brand vouchers from more than 30 premium labels including Armani Exchange, Bottega Veneta, Coach, GAS, Jimmy Choo, Steve Madden, Michael Kors and Paul & Shark.
  • A special promotion for customers upgrading to the latest iPhone at Vijay Sales, both in‑store and online, during the offer period.

Card‑Specific Benefits

AU SFB highlighted the features of its various credit‑card products that are active during the festive window:

  • AU Zenith+ (Metal Edition): Welcome benefit of Rs 5,000 in luxury‑brand vouchers or reward points, 2 reward points per Rs 100 spend, 16 international and 16 domestic lounge accesses annually (max 4 per quarter), up to 16 Buy‑One‑Get‑One movie/event tickets per year, Taj Epicure membership on Rs 12 lakh spend, and a low forex fee of 0.99%.
  • AU Ananta: 8,000 bonus reward points on activation and first transaction within 30 days, 5 reward points per Rs 100 on shopping, dining and travel, up to 15% instant discount at partner merchants, and complimentary airport lounge access for the cardholder and family.
  • ixigo AU Credit Card: 10% instant discount on flight, bus and hotel bookings, zero processing‑gate charges on train bookings, zero forex markup, 8 domestic airport, 8 railway lounge and 1 international lounge accesses per calendar year, and 5,000 bonus reward points on quarterly spend of Rs 75,000.
  • AU Laksya: 4,000 reward points or Rs 1,000 voucher as welcome benefit, 5 reward points on grocery, departmental store and contactless transactions, 8 domestic lounge visits per year, and 15% instant discount on online food orders plus monthly movie benefits.
  • AU Tejas: 2,000 reward points or Rs 500 voucher welcome benefit, 10% instant cashback on daily spend partner categories, and 500 bonus reward points after completing five transactions.
  • AU Prathama: 2 reward points per Rs 100 on tap‑and‑pay spends, 500 bonus reward points on recurring‑payment or standing‑instruction setup, and a 1% fuel surcharge waiver.

AU 0101 Mobile‑Banking App Benefits

Customers using the AU 0101 app for UPI transactions can obtain cashback, offers on Swiggy, Zomato and Zepto, and a chance to win additional rewards. The app also unlocks vouchers and savings on mobile recharges, bill payments, flight and hotel bookings, and enables instant credit‑card bill payment to avoid late‑fee penalties.

Loan Processing‑Fee Benefits

For larger festive purchases, AU SFB is offering processing‑fee concessions on wheels loans, gold loans, home loans and loans against property. Business customers receive offers on Delhivery, Zotok, Microsoft 365 and Zoho Books, while merchants using AU QR can win rewards on QR‑based collections.

Bank Profile

AU Small Finance Bank began operations in 1996 and became a small‑finance bank in April 2017. It now serves more than 1.25 crore customers through over 3,000 banking touchpoints across 21 states and four union territories, employing roughly 58 k staff. As of 30 June 2026, its balance‑sheet size stood at INR 1,97,125 crore, and it holds a CRISIL rating of AA+ with a stable outlook.

Disclaimer

Terms and conditions apply. Offers are valid for a limited period and subject to eligibility, brand terms and availability.