Overview

AU Small Finance Bank (AU SFB) announced a festive‑season credit‑card programme spanning the five days of Diwali and the subsequent celebrations. The initiative targets card‑holders during Dhanteras, Choti Diwali, Laxmi Poojan, Govardhan Puja, Bhai Dooj, and the travel period leading to Chhath Puja, promising savings across a curated set of partner merchants.

Offer Highlights

  • Retail & Food: Discounts are available on BookMyShow, Zomato, Swiggy, BigBasket, Instamart, Blinkit, Zepto, and Amazon Prime. Gift‑voucher partners include Starbucks, Levi’s, Westside, Zee5, Hamleys, AJIO and McDonald’s.
  • Electronics & Appliances: Card‑holders can enjoy offers at Reliance Digital, Vijay Sales and a special promotion on the latest iPhone at Vijay Sales (both in‑store and online).
  • Travel: Savings on flight, hotel and bus bookings are provided through MakeMyTrip, RedBus, AbhiBus and ixigo, with additional travel benefits built into the ixigo AU Credit Card.
  • Luxury Brands: More than thirty luxury labels such as Armani Exchange, Bottega Veneta, Coach, GAS, Jimmy Choo, Steve Madden, Michael Kors and Paul & Shark are included, with vouchers and reward points totalling up to Rs 5,000 as a welcome benefit for eligible cards.
  • UPI & Digital Banking: Users of the AU 0101 mobile‑banking app receive cashback and offers on Swiggy, Zomato and Zepto, plus the ability to unlock vouchers on recharges, bill payments, and flight/hotel bookings. The app also enables one‑tap credit‑card bill payment to avoid late‑fee penalties.
  • Loan Processing Fee Benefits: For larger purchases, AU SFB offers reduced processing fees on wheels loans, gold loans, home loans and loans against property.
  • Business Customer Perks: Discounts are extended to business users on Delhivery, Zotok, Microsoft 365 and Zoho Books, while merchants using AU QR can earn rewards on QR‑based collections during the peak trading week.

Card‑Specific Benefits

  • AU Zenith+ Credit Card (Metal Edition): Provides a Rs 5,000 welcome voucher, 2 reward points per Rs 100 spend (1 RP = Rs 1), 16 international and 16 domestic airport lounge accesses per year (maximum four per quarter), up to 16 Buy‑One‑Get‑One movie/event tickets annually, Taj Epicure membership after Rs 12 lakh spend, and a low forex fee of 0.99%.
  • AU Ananta Credit Card: Grants 8,000 bonus reward points on activation and first transaction within 30 days, 5 reward points per Rs 100 on shopping, dining and travel, up to 15% instant discount at partner merchants, and complimentary airport lounge access for the cardholder and family.
  • ixigo AU Credit Card: Offers 10% instant discount on flight, bus and hotel bookings, zero processing‑gateway charges on train bookings, zero forex markup, eight domestic airport lounges, eight railway lounges and one international lounge per calendar year, plus 5,000 bonus reward points after quarterly spend of Rs 75,000.
  • AU Laksya Credit Card: Provides a Rs 1,000 voucher or 4,000 reward points as a welcome benefit, 5 reward points on grocery, departmental store and contactless transactions, eight domestic lounge visits per year, and a 15% instant discount on online food orders with monthly movie benefits.
  • AU Tejas Credit Card: Delivers a Rs 500 voucher or 2,000 reward points welcome benefit, 10% instant cashback on daily spend partner categories, and 500 bonus reward points after completing five transactions.
  • AU Prathama Credit Card: Features 2 reward points per Rs 100 on tap‑and‑pay spends, 500 bonus reward points for setting up recurring payments or standing instructions, and a 1% fuel surcharge waiver.

How to Avail

Card‑holders must shop with an eligible AU Small Finance Bank credit card at participating merchants during the offer period, verify eligibility and terms on the AU SFB offers page or the AU 0101 app, and note that discounts and benefits are applied as per each offer’s specific conditions.

Bank Profile & Financials

AU Small Finance Bank Limited, a scheduled commercial bank, commenced operations in April 2017 and is India’s largest small‑finance bank. Founded in 1996 by first‑generation entrepreneur Mr Sanjay Agarwal, the bank is in its tenth year as a bank and has received in‑principle RBI approval to become a universal bank. It operates over 3,100 banking touchpoints across 21 states and four union territories, serving more than 1.28 crore customers with a workforce of approximately 61,000 employees. As of 30 September 2026, AU SFB reported a deposit base of INR 1,70,460 crore, a gross loan portfolio of INR 1,53,769 crore, and total assets of INR 2,11,804 crore. The bank’s fixed deposits are rated AA+ / Stable by CRISIL. AU SFB is listed on the NSE and BSE.

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