Date: October 5, 2026

Financial Results (Business Update)

The disclosure contains provisional business updates for the quarter ended September 30, 2026 (Q2 FY27), subject to limited review by statutory auditors.

Key Financial Metrics (₹ billion):

  • Gross Advances (End balance): ₹13,846 billion as of September 30, 2026, compared to ₹12,729 billion as of June 30, 2026 (QoQ growth 8.8%), and ₹11,284 billion as of September 30, 2025 (YoY growth 22.7%).
  • Total Deposits (End balance): ₹14,521 billion as of September 30, 2026, compared to ₹13,729 billion as of June 30, 2026 (QoQ growth 5.8%), and ₹12,035 billion as of September 30, 2025 (YoY growth 20.7%).
  • CASA (End balance): ₹5,296 billion (YoY growth 10.6%, QoQ growth 1.5%)
  • Term Deposits (End balance): ₹9,225 billion (YoY growth 27.3%, QoQ growth 8.4%)
  • Total Deposits (Quarterly Average balance): ₹13,964 billion (YoY growth 22.5%, QoQ growth 7.0%)
  • CASA (Quarterly Average balance): ₹4,943 billion (YoY growth 13.9%, QoQ growth 2.7%)
  • Term Deposits (Quarterly Average balance): ₹9,021 billion (YoY growth 27.8%, QoQ growth 9.6%)

Other Operational / Strategic Disclosures

FCNR(B) Deposit Facility Impact:

  • Pursuant to a swap facility introduced by the Reserve Bank of India (RBI), the Bank mobilized FCNR(B) deposits aggregating USD 10.62 billion (₹1,018 billion) as of September 30, 2026.
  • A portion of these FCNR(B) flows were utilized to reduce non-retail term deposits, which declined by 8.6% quarter-on-quarter (QoQ).
  • The Bank's international branches extended loans totaling USD 4.57 billion (₹438 billion) to customers as a leveraging facility for placing these FCNR(B) deposits.
  • Excluding the impact of these specific FCNR(B) related loans:
  • Gross advances growth would have been 18.8% YoY and 5.3% QoQ.
  • Total deposits growth would have been 17.0% YoY and 2.6% QoQ.
  • Term deposits growth would have been 21.3% YoY and 3.2% QoQ.
  • The Bank also issued standby letters of credit aggregating USD 4.69 billion (₹449 billion) in favor of other banks in respect of loans against FCNR(B) deposits.

Auditor’s Report

The information provided is provisional and the results for the quarter ended September 30, 2026, will be subject to a limited review by the statutory auditors of the Bank.

KMP / Board / Auditor Changes

Not Specified

Dividend Declaration or Non-Declaration

Not Specified

Board Meeting Outcomes

Not Specified

Disinvestment / Strategic Actions

Not Specified