Loan Fest 2026 Overview

Bajaj Finance Limited, a subsidiary of Bajaj Finserv Ltd., launched Loan Fest 2026, a limited‑period digital campaign that runs from 10 July to 31 August 2026. The initiative invites eligible customers to apply for a Bajaj Finance Personal Loan online and receive a curated reward bundle upon successful disbursal.

Loan Product Features

  • Loan amount: Rs 40,000 – Rs 55 lakh.
  • Repayment tenure: 12 months to 108 months, allowing borrowers to spread EMI payments over a longer horizon.
  • Interest rate: Variable, ranging from 10 % to 30 % per annum, dependent on eligibility, credit profile, income and internal assessment.
  • Collateral: None; the loan is unsecured.
  • Documentation: Minimal, with a fully digital application process.
  • Disbursement timeline: Funds may be credited within 24 hours of approval and successful verification (subject to asterisked conditions).
  • Additional features: Quick approval for eligible applicants, an online EMI calculator on the Bajaj Finance website, and a seamless end‑to‑end digital journey.

Reward Bundle for Disbursed Loans

Customers whose personal loan is disbursed during the campaign receive an exclusive bundle comprising:

  • Six‑month free membership to Zee 5, Sony Liv and 14 other OTT platforms.
  • Three‑month JioHotstar membership.
  • Three‑month free Zomato Gold membership.
  • Three‑month free JioSaavn Pro subscription.
  • Forty‑five day free Gaana membership.
  • Free vouchers (40+ vouchers) for assorted lifestyle benefits.

These rewards are offered only to eligible borrowers and are subject to the campaign’s terms and conditions.

Digital Application Process

1. Visit the website and navigate to the Personal Loan page.

2. Check eligibility by entering the desired loan amount and preferred tenure, then click “CHECK LOAN OFFER”.

3. Enter personal, financial and employment details to receive a personalized loan offer.

4. Review the loan offer and adjust amount or tenure if needed.

5. Complete KYC verification and bank account linking.

6. Submit the application for assessment; a loan specialist contacts the applicant for next steps.

Eligible applicants may receive funds within 24 hours after approval and verification.

Company Background

Bajaj Finance Ltd. (BFL) is a deposit‑taking Non‑Banking Financial Company (NBFC‑D) registered with the Reserve Bank of India and classified as an NBFC‑Investment and Credit Company (NBFC‑ICC). It operates across retail, SME and commercial segments, serving 69.14 million customers nationwide. BFL holds the highest domestic credit ratings of AAA/Stable (long‑term) and A1+ (short‑term) from domestic agencies, along with CRISIL AAA/Stable, ICRA AAA/Stable, and a BB+/Positive long‑term rating from S&P Global. The firm also maintains a B short‑term rating from S&P.

Campaign Objective

Loan Fest 2026 aims to facilitate financing for planned and unexpected expenses such as home renovation, higher education, weddings, travel and medical emergencies, while enhancing the borrowing experience through attractive entertainment and lifestyle rewards.