Loan Utsav 2026 Campaign Overview
Bajaj Finance Ltd, a subsidiary of Bajaj Finserv Ltd and an RBI‑registered NBFC‑D, announced the launch of “Loan Utsav 2026”, a limited‑period campaign that runs from 10 July 2026 through 10 September 2026. During this window, customers who apply for a Bajaj Finance Personal Loan and have the loan disbursed within the campaign are eligible to receive an exclusive reward bundle.
Reward Bundle Details
The reward bundle comprises six‑month free subscriptions to 16 OTT platforms including Zee 5 and Sony Liv, a three‑month JioHotstar membership, a three‑month Zomato Gold membership, a three‑month JioSaavn Pro membership, a 45‑day Gaana membership, and more than 40 vouchers. The benefits are granted only on successful loan disbursal and are subject to the campaign’s terms and conditions.
Personal Loan Product Features
The Bajaj Finance Personal Loan is a collateral‑free product with loan amounts ranging from Rs 40,000 to Rs 55 lakh. Repayment tenures are now offered from 12 months up to 108 months, allowing borrowers to lower their monthly EMI. The applicable interest rate varies between 10 % and 30.5 % per annum, depending on the borrower’s credit profile and eligibility. The application process is fully digital; after uploading basic personal and financial details and required documents, eligible applicants can receive loan approval and fund disbursal within 24 hours. Documentation requirements are minimal and no asset pledge is needed.
Additional Company Information
Bajaj Finance Ltd is classified as an NBFC‑Investment and Credit Company (NBFC‑ICC) and holds a franchise of 69.14 million customers across urban and rural India. The company carries a long‑term credit rating of AAA/Stable from domestic agencies and BB+/Positive from S&P Global for long‑term borrowing. It also maintains high short‑term ratings (A1+ domestic, B from S&P).
How to Apply
Interested customers can check eligibility and submit applications through the official Bajaj Finance website or mobile app. All campaign‑related terms and conditions apply.