The release outlines hidden costs of underinsured health policies, including room‑category deductions, co‑payment obligations, and sub‑limit restrictions that affect.
It details additional expenses from non‑payable consumables, limited pre‑/post‑hospitalisation support, cashless gaps, and waiting‑period exclusions that can increase out‑of‑pocket costs.
Bajaj advises consumers to select policies with clear terms, adequate sum insured, and comprehensive coverage to avoid surprise payouts.
The press release was issued by Bajaj General Insurance on April 7, 2026, targeting Indian policy‑holders seeking better health‑insurance protection.