Date: October 03, 2026
Business Update for Quarter Ended September 30, 2026
Deposits Performance (in ₹ Crore)
- Total Deposits: ₹172,689 crore as of September 30, 2026, showing 9.2% YoY growth from ₹158,075 crore (September 2025) and 4.7% QoQ growth from ₹164,886 crore (June 2026)
- CASA Deposits: ₹46,131 crore, showing 4.3% YoY growth from ₹44,211 crore but (4.8)% QoQ decline from ₹48,479 crore
- Retail Term Deposits: ₹79,340 crore, showing 16.8% YoY growth from ₹67,916 crore and 8.0% QoQ growth from ₹73,477 crore
- Retail Deposits (including CASA): ₹125,471 crore, showing 11.9% YoY growth from ₹112,127 crore and 2.9% QoQ growth from ₹121,956 crore
- Bulk Deposits: ₹47,218 crore, showing 2.8% YoY growth from ₹45,948 crore and 10.0% QoQ growth from ₹42,930 crore
- Retail to Total Deposits Ratio: 72.66% (September 2026) compared to 70.93% (September 2025) and 73.96% (June 2026)
- Bulk to Total Term Deposits Ratio: 37.31% (September 2026) compared to 40.35% (September 2025) and 36.88% (June 2026)
- CASA Ratio: 26.71% (September 2026) compared to 27.97% (September 2025) and 29.40% (June 2026)
Advances Performance (in ₹ Crore)
- Loans & Advances (On book + PTC): ₹158,335 crore as of September 30, 2026, showing 13.1% YoY growth from ₹140,041 crore (September 2025) and 1.8% QoQ growth from ₹155,555 crore (June 2026)
Liquidity and Collection Metrics
- Liquidity Coverage Ratio (LCR): 137.88% as on September 30, 2026
- Collection Efficiency:
- EEB Segment: 98.6% for September 2026 (vs 98.5% in June 2026)
- Non EEB Segment: 99.2% for September 2026 (vs 99.4% in June 2026)
- Pan Bank: 98.9% for September 2026 (unchanged from June 2026)
Data Qualification
- All numbers as on September 30, 2026 are provisional unaudited numbers
- Subject to review/examination by the Audit Committee of the Board and the Board of Directors
- Subject to limited review by the Statutory Auditors of the Bank
Disclosure Method
- Simultaneously uploaded at Bank's website: www.bandhan.bank.in