Date: October 01, 2026
Financial Results (Provisional Business Highlights)
Advances Performance
- Gross Advances as of September 30, 2026: ₹9,755 crores (provisional)
- Quarter-over-quarter growth: 7.5% (from ₹9,074 crores as of June 30, 2026)
- Year-over-year growth: 23.4% (from ₹7,907 crores as of September 30, 2025)
- Loan disbursements during the quarter: ₹1,095 crores
- Year-over-year disbursement growth: 36.0% (from ₹805 crores in Q2 FY2026)
- Loan book composition: ~97% secured, consistent with retail-focused lending philosophy
Asset Quality
- Gross NPAs as of September 30, 2026: 2.36% of gross advances
- Quarter-over-quarter improvement: from 2.47% as of June 30, 2026
- Year-over-year improvement: from 2.70% as of September 30, 2025
- Improvement attributed to disciplined underwriting standards, proactive recovery mechanisms, and resilient secured loan portfolio
Deposits Performance
- Total Deposits as of September 30, 2026: ₹10,831 crores
- Quarter-over-quarter growth: 2.2% (from ₹10,596 crores as of June 30, 2026)
- Year-over-year growth: 16.2% (from ₹9,317 crores as of September 30, 2025)
- CASA deposits: ₹3,734 crores
- CASA ratio: 34.5% of total deposits (improved from 33.9% as of September 30, 2025)
- Described as stable, diversified and cost-efficient liability franchise
Liquidity and Capital Ratios
- Average CD ratio for quarter ended September 30, 2026: 85.4%
- Comparative CD ratio for quarter ended September 30, 2025: 81.5%
- Liquidity position described as comfortable
- Balance sheet described as well-capitalised with adequate growth headroom