CreditAccess Grameen Limited has made a regulatory disclosure pursuant to SEBI Listing Regulations regarding the allotment of debentures. This intimation follows a previous communication dated December 10, 2025.

Instrument Details

The company has allotted 10,000 senior, secured, rated, listed, redeemable, transferable, taxable, non-convertible debentures with the following specifications:

  • Face value: ₹1,00,000 (One Lakh) per debenture
  • Aggregate nominal value: ₹100,00,00,000 (One Hundred Crore)
  • Currency: Indian Rupees (INR)
  • Issuance method: Private placement basis

Listing Details

The debentures are proposed to be listed on the Wholesale Debt Market segment of BSE Limited.

Tenure and Dates

  • Date of allotment: June 12, 2026 (Deemed Date of Allotment)
  • Date of maturity: June 12, 2028 (Final Redemption Date)
  • Tenure: 24 months from the Deemed Date of Allotment

Security Arrangements

The debentures are secured by:

1. A first ranking exclusive and continuing charge created in favour of the debenture trustee

2. An unattested deed of hypothecation over certain book debts/receivables of the Company (Hypothecated Assets)

3. Such other security interest as may be agreed between the Company and debenture holders

The value of Hypothecated Assets must maintain a minimum coverage ratio of 1.10 times the outstanding principal amounts plus accrued interest at all times from the Deemed Date of Allotment until full redemption.

Payment Terms

  • Interest Payment: Payable monthly at prevailing interest rates as per Transaction Documents
  • Principal Payment: Payable on the Final Redemption Date (June 12, 2028)
  • Default Penalty: 2% per annum over prevailing Interest Rate for payment defaults, payable from default date until cure or redemption

Redemption Method

The debentures shall be redeemed on a pari passu basis by payment of outstanding principal amounts on the Final Redemption Date in accordance with the Detailed Terms Document (DTD) and Transaction Documents.

Special Rights

No special rights/privileges attached to the instrument beyond those set out in the DTD and Transaction Documents.