CreditAccess Grameen Limited Interim Business Update - June 2026
Key Business Performance Metrics
Gross Loan Portfolio (GLP)\
- June 2025: ₹26,055 crore\
- March 2026: ₹29,590 crore\
- June 2026: ₹30,319 crore\
- Year-over-Year Growth: 16.4%
Rural Focus (RF) Share\
- June 2025: 7%\
- March 2026: 18%\
- June 2026: 21%
Quarterly Disbursements\
- Q1 FY26: ₹5,458 crore\
- Q4 FY26: ₹8,313 crore\
- Q1 FY27: ₹6,107 crore\
- Year-over-Year Growth: 11.9%
Borrower Additions\
- Q1 FY26: 2.2 lakh\
- Q4 FY26: 3.3 lakh\
- Q1 FY27: 2.5 lakh\
- Year-over-Year Growth: 17.5%
Branch Network\
- June 2025: 2,114 branches\
- March 2026: 2,236 branches\
- June 2026: 2,276 branches\
- Year-over-Year Growth: 7.7%
Asset Quality Indicators
Portfolio at Risk (PAR) Ratios\
- PAR 0+%: Improved to 2.2% in Jun-26 from 3.0% in Mar-26\
- PAR 30+%: Improved to 1.9% in Jun-26 from 2.7% in Mar-26\
- PAR 60+%: Improved to 1.6% in Jun-26 from 2.5% in Mar-26\
- PAR 90+%: Improved to 1.5% in Jun-26 from 2.3% in Mar-26
Collection Efficiency\
- June 2026 X-Bucket CE%: 99.68%
State-wise PAR Performance (Top 5 States)
Karnataka\
- PAR 0+: Improved to 2.4% from 3.6%\
- PAR 90+: Improved to 1.6% from 2.8%
Maharashtra\
- PAR 0+: Improved to 2.0% from 2.5%\
- PAR 90+: Improved to 1.3% from 2.0%
Tamil Nadu\
- PAR 0+: Improved to 2.2% from 2.8%\
- PAR 90+: Improved to 1.4% from 2.0%
Madhya Pradesh\
- PAR 0+: Improved to 2.9% from 3.5%\
- PAR 90+: Improved to 1.9% from 2.7%
Bihar\
- PAR 0+: Improved to 3.0% from 4.3%\
- PAR 90+: Improved to 2.1% from 3.3%
Other States\
- PAR 0+: Improved to 1.7% from 2.2%\
- PAR 90+: Improved to 1.1% from 1.7%