Appointment Overview
DJT Microfinance, an RBI‑registered NBFC‑MFI that provides financial services to low‑income households, has appointed Sunil Sharma as National Head – Risk Control Unit (RCU), Vigilance and Audit. In this capacity Sharma will lead risk control, vigilance and audit initiatives across the company's operations, supporting responsible and sustainable growth.
Professional Background
Sharma brings more than 22 years of experience in banking and financial services, including over 19 years at Kotak Mahindra Bank where he held national‑level responsibilities in risk control and fraud risk management. His expertise covers pre‑ and post‑disbursement controls, fraud detection and prevention, process improvement and technology‑enabled risk management.
Management Commentary
Avinash Kumar, Chief Operating Officer of DJT Microfinance, stated that as the firm expands its reach and strengthens its operations, robust risk management and effective governance remain central to its growth strategy, and Sharma’s extensive experience will further strengthen internal controls, enhance accountability and build a more resilient operating framework. Sharma himself expressed his intention to strengthen the organisation’s risk management and audit framework through proactive risk identification, effective controls and greater process discipline, emphasizing a culture of vigilance and accountability that safeguards business integrity while supporting responsible and sustainable growth.
Strategic Significance
The appointment underscores DJT Microfinance’s focus on strengthening institutional governance, improving risk oversight and supporting sustainable business growth.