Date: July 02, 2026
Business Update for Quarter Ended June 30, 2026
Quarterly Performance Metrics
Gross Advances
- June 30, 2026 (Provisional): ₹47,653 crore
- March 31, 2026 (Audited): ₹46,165 crore
- June 30, 2025 (Unaudited): ₹37,610 crore
- YoY Growth: 26.70%
- QoQ Growth: 3.22%
Micro Finance & Micro Loans Advances
- June 30, 2026 (Provisional): ₹6,019 crore
- March 31, 2026 (Audited): ₹5,756 crore
- June 30, 2025 (Unaudited): ₹3,537 crore
- YoY Growth: 70.19%
Non-Micro Finance & Micro Loans Advances
- June 30, 2026 (Provisional): ₹41,634 crore
- March 31, 2026 (Audited): ₹40,409 crore
- June 30, 2025 (Unaudited): ₹34,073 crore
- YoY Growth: 22.19%
Total Deposits
- June 30, 2026 (Provisional): ₹48,976 crore
- March 31, 2026 (Audited): ₹46,533 crore
- June 30, 2025 (Unaudited): ₹44,345 crore
- YoY Growth: 10.44%
CASA (Current Account Savings Account)
- June 30, 2026 (Provisional): ₹12,307 crore
- March 31, 2026 (Audited): ₹12,198 crore
- June 30, 2025 (Unaudited): ₹13,019 crore
- YoY Change: (5.47)% decline
CASA Ratio
- June 30, 2026: 25%
- March 31, 2026: 26%
- June 30, 2025: 29%
Cost of Funds
- June 30, 2026: 7.05%
- March 31, 2026: 6.94%
- June 30, 2025: 7.49%
Disbursements Performance
- Q1 FY27 Disbursements: ₹6,804 crore
- YoY Growth: 93.77%
- QoQ Change: (7.39)% decline
CD Ratio (Credit-Deposit Ratio)
Standard CD Ratio
- June 30, 2026: 92.96%
- March 31, 2026: 93.65%
- June 30, 2025: 79.91%
CD Ratio after reducing Refinance borrowings from advances
- June 30, 2026: 81.28%
- March 31, 2026: 83.40%
- June 30, 2025: 76.48%
Advances Portfolio Mix
As on June 30, 2026 (Provisional)
Including Direct Assignment (DA) portfolio:
- Micro Finance & Micro Loans (Unsecured): 13%
- All Other Loans: 87%
Excluding Direct Assignment (DA) portfolio:
- Micro Finance & Micro Loans (Unsecured): 11%
- All Other Loans: 89%
Important Notes and Qualifications
1. Gross Advances includes IBPC/Securitized/Assigned portfolio of ₹2,126 crore as on June 30, 2026 and ₹2,585 crore as on March 31, 2026
2. Micro Finance & Micro Loans Advances include purchase of Agri assets from other Regulated Entities under Direct Assignment (DA) in Q3 FY26. As on June 30, 2026, DA outstanding is ₹837 crore
3. Excluding DA portfolio, Overall bank Advances grew by 24.48% YoY & 3.86% QoQ
4. CASA balance for June 30, 2025 includes high value ASBA accounts to the tune of ₹959 crore. Excluding this, CASA grew by approximately 2% YoY
5. All June 30, 2026 figures are provisional and subject to:
- Review by the Joint Statutory Auditors of the Bank
- Approval by the Audit Committee
- Approval by Board of Directors of the Bank
- Technical write-offs