Date: October 02, 2026
Business Update for Quarter Ended September 30, 2026
Quarterly Performance Metrics (Provisional)
Advances (In ₹ Crores):
- Gross Advances: ₹50,694 (provisional), representing 29.58% YoY growth and 6.41% QoQ growth
- Micro Finance & Micro Loans: ₹6,331 (provisional), representing 86.65% YoY growth
- Non-Micro Finance & Micro Loans: ₹44,363 (provisional), representing 24.16% YoY growth
- Gross Advances includes IBPC/Securitized/Assigned portfolio of ₹3,171 crore as on September 30, 2026 (₹2,126 crore as on June 30, 2026)
- Micro Finance & Micro Loans Advances includes purchase of Agri assets from other Regulated Entities under Direct Assignment (DA) in Q3FY26
- DA outstanding: ₹579 crore as of September 30, 2026 (₹837 crore as of June 30, 2026)
- Excluding DA, Overall bank Advances grew by 28.10% YoY & 7.08% QoQ
Deposits (In ₹ Crores):
- Total Deposits: ₹52,483 (provisional), representing 19.03% YoY growth
- CASA: ₹13,480, showing (1.04%) change from previous period
- CASA Ratio: 26% (25% in June 2026, 31% in September 2025)
- Cost of Funds: 7.12% (7.05% in June 2026, 7.35% in September 2025)
Disbursements:
- Quarterly disbursements: ₹7,461 crore
- Disbursement growth: 38.66% YoY and 9.98% QoQ
Asset Quality Action:
- Sold NPAs amounting to ₹110 crore across Retail, AHF and MSE segments to an Asset Reconstruction Company (ARC)
CD Ratio Analysis
| Particulars | September 2025 (Unaudited) | June 2026 (Unaudited) | September 2026 (Provisional) |
| CD Ratio (%) | 84.09% | 92.93% | 90.55% |
| CD Ratio (%) (after reducing Refinance borrowings from advances) | 78.52% | 81.25% | 80.29% |
Important Notes
- All figures are provisional and subject to review by the Joint Statutory Auditors of the Bank
- Figures subject to approval by the Audit Committee and the Board of Directors
- Figures are subject to change based on technical write-offs