ESAF SFB submitted its Q4 and FY 2026 investor presentation to exchanges, highlighting a strategic shift towards secured lending.
Gross Advances grew 19.4% YoY to ₹21,594 cr, with secured advances now comprising 61% of the portfolio.
The Bank reported a net loss of ₹166 cr for FY26, impacted by high provisions of ₹940 cr, while deposits grew 11.1% YoY.
Asset quality showed improvement with Gross NPAs at ₹1,213.9 cr and Net NPAs reducing to ₹382.4 cr in Q4FY26.