Figure Technology Solutions (NASDAQ:FIGR) launched YLDS, a regulated yield‑bearing USD stablecoin on the Stellar network.
YLDS, issued by Figure Certificate Company, offers money‑market‑like returns while complying with SEC regulations for fintechs and neobanks.
Stellar processed $55.6 bn stablecoin payments in 2025 and hosts over $2 bn tokenized assets, with $340‑400 m in neobank savings.
The launch targets inflation‑hit markets like Argentina and Brazil, providing regulated on‑chain dollar savings to users with limited purchasing power.