Business Performance Update – July 2026

Fino Payments Bank Limited submitted a business performance update for July 2026 in accordance with SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 and Code of Practices and Procedures for Fair Disclosure of Unpublished Price Sensitive Information.

Key Business Metrics (July 2026 vs July 2025)

Deposit Accounts:

  • Accounts Opened: 327,771 (vs 301,666 in July 2025) - 9% YoY growth
  • Renewal Income: ₹23.6 crore (vs ₹22.5 crore) - 5% YoY growth
  • Average Total Deposits: ₹2,766 crore (vs ₹2,480 crore) - 12% YoY growth

Customer Metrics:

  • Digitally Active Customers: 66.3 lakh (vs 54.7 lakh) - 21% YoY growth
  • FinoPay Active Customers: 8.9 lakh (vs 6.6 lakh) - 34% YoY growth

Transaction Business:

  • Throughput: ₹3,074 crore (vs ₹4,101 crore) - 25% YoY decline

Digital Payments Services:

  • B2B UPI P2M Throughput: Discontinued (₹0 crore vs ₹3,200 crore) - 100% decline

Loan Referral:

  • Disbursals: ₹241 crore (vs ₹60 crore) - 304% YoY growth

Strategic Update

Implementation of the Small Finance Bank is in progress across all aspects including people, technology, processes and governance. The Bank's focus is to complete the transition within the Reserve Bank of India's stipulated timelines.

Data Qualification

The information provided is based on provisional and unaudited numbers as of July 2026.