Date: July 10, 2026
Business Performance Highlights
Deposit Accounts Performance
- New Accounts Opened: 3,13,263 numbers in June 2026 vs 2,39,300 in June 2025 (31% YoY growth)
- Renewal Income: ₹20.8 crore in June 2026 vs ₹19.6 crore in June 2025 (6% YoY growth)
- Average Total Deposits: ₹2,755 crore in June 2026 vs ₹2,477 crore in June 2025 (11% YoY growth)
- Digitally Active Customers: 64.7 lakh in June 2026 vs 53.2 lakh in June 2025 (22% YoY growth)
- FinoPay Active Customers: 8.4 lakh in June 2026 vs 6.1 lakh in June 2025 (38% YoY growth)
- Total deposit account count reached 1.8 crore accounts
Transaction Business Performance
- Throughput: ₹2,830 crore in June 2026 vs ₹4,373 crore in June 2025 (35% YoY decline)
- The decline is attributed to ecosystem shift from cash to UPI and focus on higher-quality, more transacting merchants
- Pace of degrowth has eased compared to previous months
Digital Payment Services Performance
- B2B Digital Throughput: ₹0 crore in June 2026 vs ₹3,100 crore in June 2025 (100% YoY decline)
Loan Referral Business Performance
- Disbursals: ₹240 crore in June 2026 vs ₹68 crore in June 2025 (253% YoY growth)
Strategic Updates
SFB Transition Preparation
The loan referral business segment, serving as a pilot for the proposed Small Finance Bank transition, showed strong progress with 3.5x growth in referral loan disbursals. This underscores the strong credit potential within the customer ecosystem and supports the bank's long-term lending strategy.
Digital Engagement
Digital engagement continued to improve through the FinoPay mobile application, which witnessed a 38% rise in active users for the month.
Disclosure Notes
- Information based on provisional and unaudited numbers
- Disclosure made in accordance with SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015
- Disclosure also made available on the Bank's website at www.fino.bank.in