Date: November 6, 2026
Business Performance Highlights
Fino Payments Bank Limited submitted its business performance update for October 2026 in accordance with SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 and SEBI (Prohibition of Insider Trading) Regulations, 2015.
Deposit Accounts Performance
- Accounts Opened: 229,765 accounts in October 2026, compared to 282,258 in October 2025, representing a 19% year-over-year decline
- Renewal Income: ₹23.0 crore in October 2026, compared to ₹22.2 crore in October 2025, representing 4% year-over-year growth
- Average Total Deposits: ₹2,886 crore in October 2026, compared to ₹2,654 crore in October 2025, representing 9% year-over-year growth
- Digitally Active Customers: 65.1 lakh customers in October 2026, compared to 58.1 lakh in October 2025, representing 12% year-over-year growth
- FinoPay Active Customers: 7.6 lakh customers in October 2026, compared to 7.5 lakh in October 2025, representing 2% year-over-year growth
Transaction Business Performance
- Throughput: ₹3,541 crore in October 2026, compared to ₹4,329 crore in October 2025, representing an 18% year-over-year decline
CMS Performance
- Throughput: ₹7,514 crore in October 2026, compared to ₹6,732 crore in October 2025, representing 12% year-over-year growth
Digital Payment Services Performance
- B2B UPI P2M Throughput: ₹0 crore in October 2026, compared to ₹1,115 crore in October 2025, representing a 100% year-over-year decline
Loan Referral Performance
- Disbursals: ₹301 crore in October 2026, compared to ₹72 crore in October 2025, representing 316% year-over-year growth
Key Achievements
- Total Deposits crossed ₹3,000 crore mark for the first time in the Bank's history, reaching a peak of ₹3,044 crore on October 17, 2026
- CMS segment achieved its highest monthly throughput since October 2024
- Rising referral loan disbursements reflect continuous business momentum and growing readiness for the Bank's transition to Small Finance Bank
Additional Information
- The information is based on provisional and unaudited numbers
- The disclosure is also available on the Bank's website at www.fino.bank.in
- Signed by Basavraj Loni, Company Secretary & Compliance Officer