Date: October 7, 2026

Business Performance Update

Deposit Accounts Performance

  • Accounts Opened: 2,44,763 numbers in September 2026 compared to 2,94,846 in September 2025, showing a 17% year-on-year decline
  • Renewal Income: ₹28.0 crore in September 2026 compared to ₹23.3 crore in September 2025, showing 20% year-on-year growth
  • Average Total Deposits: ₹2,794 crore in September 2026 compared to ₹2,480 crore in September 2025, showing 13% year-on-year growth
  • Digitally Active Customers: 64.9 lakh in September 2026 compared to 57.3 lakh in September 2025, showing 13% year-on-year growth
  • FinoPay Active Customers: 8.1 lakh in September 2026 compared to 7.2 lakh in September 2025, showing 12% year-on-year growth

Transaction Business Performance

  • Throughput: ₹3,469 crore in September 2026 compared to ₹3,866 crore in September 2025, showing 10% year-on-year decline

CMS Performance

  • Throughput: ₹6,918 crore in September 2026 compared to ₹6,281 crore in September 2025, showing 10% year-on-year growth

Digital Payment Services Performance

  • B2B UPI P2M Throughput: ₹0 crore in September 2026 compared to ₹961 crore in September 2025, showing 100% year-on-year decline

Loan Referral Performance

  • Disbursals: ₹278 crore in September 2026 compared to ₹86 crore in September 2025, showing 223% year-on-year growth

Additional Business Highlights

  • Increase in Current Account and Savings Account (CASA) base to 1.91 crore
  • Significant growth in renewal income
  • Sustained progress in CMS segment
  • Surge in amount of referral loan disbursals reinforcing the Bank's growth momentum

Disclosure Notes

  • The information is based on provisional and unaudited numbers
  • Disclosure made in accordance with SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015
  • Disclosure made in accordance with Code of Practices and Procedures for Fair Disclosure of Unpublished Price Sensitive Information
  • Disclosure made in terms of Regulation 8 of SEBI (Prohibition of Insider Trading) Regulations, 2015
  • The disclosure is available on the Bank's website at www.fino.bank.in