GoCredit introduced India's first AI‑powered Loan Agent, a chat‑based system that matches borrowers with lenders in a single interaction.
Since March 2026 the agent has processed real applications, helping over 2 million borrowers, generating 15 million loan offers and Rs 100 crore disbursed.
Early data shows a 25% rise in conversion from offer click to KYC completion, promising lower costs and disbursal rates for lenders.
The platform can onboard new lending partners in days via consent‑based automation, targeting 50 partners by year‑end 2026.