HDFC Bank Q2 Advances Up 14%, Deposits Grow 16.8%

Date: October 4, 2026

Average advances under management were ₹31,872 billion for September 2026 quarter, representing 14.0% growth over ₹27,946 billion in September 2025 quarter
Period end advances under management were ₹33,075 billion as of September 30, 2026, representing 15.3% growth over ₹28,688 billion as of September 30, 2025
Period end gross advances were ₹32,195 billion as of September 30, 2026, representing 16.3% growth over ₹27,692 billion as of September 30, 2025

Average deposits were ₹31,665 billion for September 2026 quarter, representing 16.8% growth over ₹27,105 billion in September 2025 quarter
Average CASA deposits were ₹9,712 billion for September 2026 quarter, representing 10.7% growth over ₹8,770 billion in September 2025 quarter
Average time deposits were ₹21,952 billion for September 2026 quarter, representing 19.7% growth over ₹18,335 billion in September 2025 quarter
Period end deposits were ₹33,275 billion as of September 30, 2026, representing 18.8% growth over ₹28,018 billion as of September 30, 2025
Period end CASA deposits were ₹10,520 billion as of September 30, 2026, representing 10.8% growth over ₹9,492 billion as of September 30, 2025
Period end time deposits were ₹22,755 billion as of September 30, 2026, representing 22.8% growth over ₹18,526 billion as of September 30, 2025

Under RBI's FCNR(B) swap facility (available June 8 - August 31, 2026), the Bank mobilized foreign currency deposits aggregating to USD equivalent 11.5 billion (₹1,103.4 billion)
Overseas branches extended loan facilities aggregating to USD 5.7 billion (₹547.7 billion) against these deposits
Standby letters of credit issued to other banks in respect of loans against these deposits aggregate to USD 3.1 billion (₹293.4 billion)
During June-August 2026, the Bank issued USD 2.5 billion (₹239.6 billion) of USD denominated senior unsecured bonds
Note: ₹ amounts represent convenience translation at exchange rate prevailing on September 30, 2026

| Metric | 30-Sep-25 | 31-Mar-26 | 30-Jun-26 | 30-Sep-26 | YoY Growth |

| Advances under management - Average | 27,946 | 29,644 | 30,386 | 31,872 | 14.0% |

| Advances under management - Period end | 28,688 | 30,573 | 31,272 | 33,075 | 15.3% |

| Gross advances - Period end | 27,692 | 29,600 | 30,608 | 32,195 | 16.3% |

| Deposits - Average | 27,105 | 28,511 | 30,115 | 31,664 | 16.8% |

| CASA deposits - Average | 8,770 | 9,184 | 9,570 | 9,712 | 10.7% |

| Time deposits - Average | 18,335 | 19,327 | 20,545 | 21,952 | 19.7% |

| Deposits - Period end | 28,018 | 31,053 | 31,708 | 33,275 | 18.8% |

| CASA deposits - Period end | 9,492 | 10,603 | 10,253 | 10,520 | 10.8% |

| Time deposits - Period end | 18,526 | 20,450 | 21,455 | 22,755 | 22.8% |

The results as of September 30, 2026 will be subjected to a limited review by the statutory auditors of the Bank