Hero Digital launches its Digital Lending & UPI App offering loans up to Rs 5 lakh for gadget purchases.
Loans feature interest rates starting at 18% per annum, tenures of 12‑36 months, and instant approval within 10 minutes.
Application is fully digital via Google Play or Apple App Store, requiring KYC, PAN, and bank details, with no physical paperwork.
Users are advised to assess repayment capacity, loan tenure, total cost, and credit profile before borrowing.