Appointment Details

  • Entity: Jammu and Kashmir Bank Limited (CIN: L65110JK1938SGC000048)
  • Appointee: Mr. Bansi Lal Saini
  • Role Appointed: Chief Vigilance Officer (CVO)
  • Date of Appointment: July 15, 2026
  • Term of Appointment: Three (3) years
  • Reason for Change: Appointment (new)
  • Relationship between Directors: Not Applicable (NA)
  • Debarment Status: Not Applicable (NA)

Appointee Profile (Annexure I)

Education & Qualifications

  • Academic Qualification: B.Sc. (Bachelor of Science)
  • Professional Certifications: CAIIB, PGDCA, DIM

Professional Experience

State Bank of India (September 1995 – September 2025)

  • Final Role: General Manager – Circle Audit Office, Noida (June 2023 – September 2025)
  • Spearheaded audit operations for 1,652 branches in Delhi Circle (Delhi, Uttarakhand, parts of Haryana & U.P.).
  • Led a team of Internal Auditors and oversaw the concurrent audit framework, including large branches and currency chests.
  • Managed the end-to-end audit lifecycle and strengthened internal control systems.
  • General Manager – Network II, Bhopal (2022 – 2023)
  • Headed operations across 31 districts of Madhya Pradesh, comprising 574 branches and 5,300+ employees.
  • Managed a business portfolio of ₹1.54 lakh crore (Deposits: ₹1.09 lakh crore; Advances: ₹45,000 crore).
  • Achieved market leadership: 32.84% share in deposits, 29.89% share in advances, CASA Ratio of 53.44%.
  • Oversaw 5,300+ Customer Service Points (CSPs) and was ranked #1 PAN India in Financial Inclusion implementation.
  • Recognised as Member – Chairman Club, SBI (Top Performer in CVE Category).
  • Deputy General Manager – Business & Operations, Noida (2021 – 2022)
  • Headed 200+ branches with a business portfolio of ₹92,000 crore and a workforce of 2,000+ employees.
  • Supervised 764 CSPs and was a Chairman Club Member.
  • Deputy General Manager – Business & Operations, Uttarakhand (Dehradun) (2018 – 2021)
  • Managed a ₹72,000 crore business portfolio across 270 branches.
  • Served as Convenor – State Level Bankers' Committee (SLBC), Uttarakhand.
  • Played a key role in implementing government-sponsored schemes and received recognitions from RBI, NABARD, and State Administration.
  • Chairman Club Member.
  • Earlier Roles (1995 – 2018): Held leadership positions in diverse geographies including Leh-Ladakh, Jammu & Kashmir, Uttarakhand, and Mumbai, focusing on agriculture, retail banking, and financial inclusion.

Key Achievements & Competencies

  • Over 30 years of leadership experience at SBI, culminating as General Manager.
  • Managed high-value portfolios (₹1.5 lakh+ crore scale), large teams (5,000+ workforce), and extensive branch networks (500+ branches).
  • Core competencies include Financial Inclusion & Govt Programme Implementation, Compliance, Internal Controls & Fraud Risk Management, Retail/SME/Agriculture Banking, and Multi-Geography Leadership.
  • Proven track record in operational excellence and stakeholder engagement (RBI, NABARD, Govt Bodies).

Disclosure Metadata

  • Company Secretary: Mohammad Shafi Mir
  • Filing Date: July 15, 2026
  • Document Reference: JKB/BS/F3652/2026/076