Date: 19th September 2026

Board Meeting Outcomes

  • The Bank has revised its Marginal Cost of Funds Based Lending Rates (MCLR), Base Rate, and BPLR with effect from 22nd September 2026
  • The revision represents an increase of 5 basis points across all MCLR tenors
  • Base Rate increased by 20 basis points from 11.00% to 11.20%
  • BPLR increased by 20 basis points from 16.00% to 16.20%

Rate Revision Details

MCLR Rates:

  • Overnight MCLR: Revised from 9.00% to 9.05% (+5 bps)
  • One-month MCLR: Revised from 9.00% to 9.05% (+5 bps)
  • Three-month MCLR: Revised from 9.15% to 9.20% (+5 bps)
  • Six-month MCLR: Revised from 9.30% to 9.35% (+5 bps)
  • One-year MCLR: Revised from 9.40% to 9.45% (+5 bps)

Base Rate:

  • Revised from 11.00% to 11.20% (+20 bps)

BPLR (Benchmark Prime Lending Rate):

  • Revised from 16.00% to 16.20% (+20 bps)