Kissht Crosses ₹10,000 Crore AUM Milestone

On November 5, 2026, in Mumbai, OnEMI Technology Solutions Limited (the “Company” or “Kissht”), a technology‑first digital lender targeting India’s mass‑market and mass‑affluent segments, announced that its Assets Under Management (AUM) have exceeded the ₹10,000 crore threshold. The milestone reflects the scale achieved through a fully digital, AI‑led underwriting platform and a growing secured‑lending book.

Kissht’s core business continues to be personal loans, while its Loan Against Property (LAP) portfolio is steadily expanding, strengthening the secured‑lending franchise and diversifying the product mix. The company’s proprietary AI‑led underwriting models, technology‑enabled collections infrastructure, and an expanding network of more than 45 lending and co‑lending partners have enabled this growth.

Leadership comments

  • Ranvir Singh, Chairman, Director & CEO, said that crossing the ₹10,000 crore AUM mark is a “proud moment” and underscores disciplined underwriting, robust collections and a scalable technology platform. He emphasized the vision of delivering effortless, secure, and human‑centred credit, and reiterated the intent to broaden product offerings, scale secured‑lending products such as LAP, and deepen lending partnerships while delivering consistent shareholder returns.
  • Krishnan Vishwanathan, Director & CFO, noted that the milestone is supported by a strong financial position and highlighted that the company raised ₹832.2 crore through a preferential issue in October 2026, which further strengthens its capital base and provides additional headroom for growth. He pointed to a clear path toward reduced borrowing costs, improving operational leverage and continual credit‑quality improvement, affirming the commitment to high and profitable growth.

Corporate background

Founded in 2016 and headquartered in Mumbai, Kissht operates through its NBFC‑Middle Layer subsidiary, Si Creva Capital Services Private Limited, to offer Personal Loans and Loan Against Property to salaried and self‑employed customers. To date, the Company has served over 12.80 million cumulative customers, leveraging a proprietary AI/ML underwriting framework that evaluates more than 7,200 variables. The platform is supported by a network of over 45 lending and co‑lending partners. Kissht was listed on the NSE and BSE on May 8 2026.

Forward‑looking statements

The release contains forward‑looking statements that are subject to risks and uncertainties; actual results may differ materially. The Company does not undertake any obligation to update such statements.

Contact information

Investor Relations: ir@kissht.com | Company Secretary: compliance@kissht.com | Website: www.kissht.com