Date: October 03, 2026
Business Performance Update
Retail Disbursements
- Total retail disbursements for Q2 FY2026-27 estimated at ₹24,000 crores
- Represents 27% year-over-year growth compared to Q2 FY2025-26 actual of ₹18,883 crores
Segment-wise Disbursement Breakdown (₹ in crores):
- Rural Business Finance: Q2 FY2026-27 estimated at 6,350 (vs. Q2 FY2025-26 actual: 6,316)
- Farmer Finance: Q2 FY2026-27 estimated at 1,640 (vs. Q2 FY2025-26 actual: 1,654)
- Urban Finance: Q2 FY2026-27 estimated at 10,320 (vs. Q2 FY2025-26 actual: 8,143)
- SME Finance: Q2 FY2026-27 estimated at 1,820 (vs. Q2 FY2025-26 actual: 1,468)
- Gold Finance: Q2 FY2026-27 estimated at 3,230 (vs. Q2 FY2025-26 actual: 983)
- Acquired Portfolio: Q2 FY2026-27 estimated at 640 (vs. Q2 FY2025-26 actual: 319)
Retail Loan Book
- Retail loan book at end of Q2 FY2026-27 estimated at ₹1,34,500 crores
- Represents 29% year-over-year growth compared to Q2 FY2025-26 actual of ₹1,04,606 crores
Retailization Percentage
- Retailization percentage estimated at 99% for Q2 FY2026-27 (vs. 98% in Q2 FY2025-26)
Disclosure Status
- The information is estimated and provisional in nature
- Subject to limited review by the Statutory Auditors of the Company