Overview
The Economic Survey 2025‑26 released by the Ministry of Finance highlights that micro, small and medium enterprises (MSMEs) account for 31.1 % of India’s GDP, 35.4 % of manufacturing output and 48.58 % of exports. As the Diwali 2026 festive season approaches, MSMEs such as traders, wholesale dealers and manufacturers are advised to build inventory, procure raw materials and set aside additional cash to meet the anticipated surge in demand.
Financing Solution
Lendingkart, a fintech company specializing in business finance for MSMEs, offers corporate business loans of up to Rs 50 lakh to eligible enterprises. The loans are intended to bridge the gap between upfront procurement expenditures and later customer payments, thereby supporting working‑capital requirements during the festive period. Aman Khanna, Digital Marketing Director of Lendingkart, stated that the festive season presents significant growth opportunities for MSMEs, but capitalising on demand requires careful financial planning and responsible credit access.
Recommendations for MSMEs
Lendingkart advises MSMEs to conduct demand forecasting based on previous sales patterns, engage with suppliers early, and project expenses to manage the cash‑flow gap. Access to timely finance should be assessed against expected cash flows, repayment capacity and borrowing costs to ensure that seasonal expansion remains financially sustainable. A disciplined approach combining demand forecasting, inventory management and prudent financial planning can enable MSMEs to meet seasonal requirements while preserving longer‑term business priorities.
About Lendingkart
Lendingkart provides technology‑driven business loans up to Rs 50 lakh, subject to assessment and verification, to help eligible MSMEs meet working‑capital and operational expense needs. The digital lending model simplifies the loan application journey for business owners across India. Further information is available at www.lendingkart.com.