Retail investors using Moomoo U.S. are becoming more sophisticated, disciplined, and interested in macro‑economic signals such as interest rates, inflation, and geopolitics.
The platform now has 30 million retail clients who are moving from purely speculative trades to structured strategies that include covered calls, protective puts, spreads, and multi‑leg option positions across equities, options, and crypto.
Options activity surged throughout 2025 and continues to climb in 2026, reflecting increased use of hedging and income‑generating strategies.
Moomoo’s AI initiative focuses on enhancement, not replacement; the firm launched “API Skills,” allowing users to connect their own AI agents to translate natural‑language investment ideas into executable, structured strategies.
AI‑related investment interest is expanding beyond mega‑cap technology stocks to second‑order beneficiaries such as semiconductors, data‑center providers, cybersecurity firms, and software‑productivity companies.
Director of Crypto Operations Albi Mema cautioned that tokenization benefits are presently institutional—faster settlement, cleaner reconciliation, efficient issuance—and that widespread retail impact is expected later when blockchain provides greater ownership control.
Moomoo was the first U.S. brokerage to give retail investors access to Figure Technology Solutions’ blockchain‑native share offering, the first SEC‑registered public equity issued in a blockchain‑native format.
Executives rejected the stereotype that retail investors panic in volatile markets; instead, they are using volatility to reassess portfolios, identify opportunities, and allocate capital more intentionally.
