Announcement

OmniCard (Eroute Technologies Pvt. Ltd.), an RBI‑licensed prepaid payment instrument issuer, announced on 18 August 2026 from Noida that its Business Fintech OS – described as India’s first AI‑powered operating system for business payments and spend management – is experiencing accelerated adoption.

Platform Scale

The OS now powers more than 22 lakh prepaid cards, has been downloaded over 45 lakh times, and serves upwards of 1,000 enterprises, ranging from fast‑growing MSMEs and startups to well‑known Indian corporate brands.

Product Architecture

The solution is presented as a modular, wallet‑native, API‑first operating system that can be configured per customer rather than delivered as a fixed product. It combines a single licence and dashboard with a suite of interchangeable modules.

Module Portfolio

  • Expense Management – AI‑driven automation, cost‑saving guarantees, real‑time visibility and policy controls.
  • OmniCard Dash – Integrated UPI‑enabled mobile app and prepaid RuPay corporate cards usable everywhere.
  • OmniCard Motion – Policy‑driven employee payment automation with real‑time tracking.
  • OmniCard Reimburse360 – Paperless expense claims, instant approvals and automated reconciliation.
  • iFleet Pay – Fuel, toll and driver‑expense management for logistics and fleet‑first businesses.
  • Flexi Benefits Basket – India’s first UPI‑based flexible employee‑benefits basket delivering tax‑free benefits under the CBDT Income‑tax Rules, 2026.
  • Rewards, Gifting & Incentives – Digital reward and incentive programmes for teams, partners and customers.
  • Petty Cash & In‑Store Management – Controlled disbursements and branch‑level spend with leakage prevention.

All modules run on interoperable payment rails – UPI, RuPay, FasTag and BBPS – and are governed by an AI intelligence layer that issues proactive alerts, anomaly detection, spend forecasts and real‑time dashboards across cost centres. The platform integrates with leading ERP systems such as SAP, Zoho and Tally.

Executive Commentary

Abhishek Saxena, MD & CEO and Co‑Founder, emphasized that enterprises traditionally spend lakhs of rupees on consultants to map spend workflows, whereas the Business Fintech OS embeds that solutioning. Abhinav Saxena, Co‑Founder and COO/CTO, highlighted the wallet‑native, composable architecture that enables purpose‑linked budgets, instant policy execution and AI‑driven anomaly flagging.

Customer Impact

Participating businesses report month‑on‑month cost reductions of up to 20 % on travel and petty‑cash expenditures and a 50 % cut in man‑hours required for reconciliation across hundreds of stores.

Ecosystem Expansion

OmniCard is inviting HRMS and payroll platforms, benefits consultants, staffing firms, banks and ERP providers to embed and distribute its modules through API integration, extending the ecosystem.

About OmniCard

OmniCard (Eroute Technologies Pvt. Ltd.) positions itself as the creator of India’s first Business Fintech OS, an AI‑powered, interoperable spend and payment ecosystem aimed at driving growth, compliance and intelligence for Indian businesses in a digital‑first economy.

Media Contact

Abhinay K., Marketing Head, OmniCard – abhinay.k@omnicard.in – www.omnicard.in.

(Disclaimer: The press release is provided under an arrangement with NRDPL; PTI assumes no editorial responsibility.)