Business Metrics (Consolidated Basis)
User Metrics:
- Registered user base: 74.60 million as of June 30, 2026, increased 33.1% from 56.05 million as of June 30, 2025
- Cumulative customers served: 12.25 million as of June 30, 2026, increased 26.4% from 9.69 million as of June 30, 2025
- Quarterly customer addition: 0.50 million customers added in Q1FY27
Assets Under Management (AUM):
- AUM: ₹8,001 crore as of June 30, 2026, increased 60.9% from ₹4,972 crore as of June 30, 2025
- Quarterly AUM growth: ₹934 crore added during Q1FY27
- Quarterly growth rate: 13.2% quarter-on-quarter increase
Portfolio Composition:
- Loan Against Property (LAP) mix: 7.7% of AUM as of June 30, 2026
- Historical LAP mix: 2.5% as of June 30, 2025 and 7.3% as of March 31, 2025
Disbursements:
- Q1FY27 disbursements: ₹3,812 crore
- Q1FY26 disbursements: ₹2,780 crore
Qualifications
Provisional Status: The business update is provisional and subject to review by the company's statutory auditors.
Company Description: OnEMI Technology Solutions Limited is described as "a technology-first digital lender to India's mass market and mass affluent segments."