Business Metrics (Consolidated Basis)

User Metrics:

  • Registered user base: 74.60 million as of June 30, 2026, increased 33.1% from 56.05 million as of June 30, 2025
  • Cumulative customers served: 12.25 million as of June 30, 2026, increased 26.4% from 9.69 million as of June 30, 2025
  • Quarterly customer addition: 0.50 million customers added in Q1FY27

Assets Under Management (AUM):

  • AUM: ₹8,001 crore as of June 30, 2026, increased 60.9% from ₹4,972 crore as of June 30, 2025
  • Quarterly AUM growth: ₹934 crore added during Q1FY27
  • Quarterly growth rate: 13.2% quarter-on-quarter increase

Portfolio Composition:

  • Loan Against Property (LAP) mix: 7.7% of AUM as of June 30, 2026
  • Historical LAP mix: 2.5% as of June 30, 2025 and 7.3% as of March 31, 2025

Disbursements:

  • Q1FY27 disbursements: ₹3,812 crore
  • Q1FY26 disbursements: ₹2,780 crore

Qualifications

Provisional Status: The business update is provisional and subject to review by the company's statutory auditors.

Company Description: OnEMI Technology Solutions Limited is described as "a technology-first digital lender to India's mass market and mass affluent segments."