Press Release – 31 July 2026
Gurugram, Haryana – Paisabazaar, India’s leading marketplace for financial products and a part of PB Fintech (listed since 2021), announced that more than 60 million consumers have now used its free credit‑score platform. The milestone spans 850+ cities and towns across the country, reflecting a decade‑long effort to boost credit awareness and expand access to credit.
Since launching the free credit‑score service in 2017, Paisabazaar enables users to obtain their scores instantly from all four Credit Information Companies (CICs) at no cost. The platform supports multiple Indian languages, making it one of the most comprehensive and accessible credit‑awareness tools in India.
Beyond score retrieval, the platform now provides a Credit Health Report that highlights factors influencing each user’s credit profile and offers actionable recommendations. For consumers with damaged credit, a Credit Improvement Program delivers AI‑driven insights, expert guidance, and personalized advice. The Credit Progression initiative targets large, credit‑starved segments such as new‑to‑credit consumers, offering builder products like secured credit cards to help them establish a credit history.
Credit‑healthy users benefit from personalised, pre‑approved offers powered by Paisabazaar’s proprietary Chance of Approval model, which matches borrowers with lenders based on a high probability of acceptance.
CEO Santosh Agarwal stated, “Crossing 60 million consumers marks an important milestone in our mission to build a more credit‑aware and credit‑fit India. Going forward, our focus is on helping every consumer navigate their credit journey with confidence—whether it’s building a credit history, improving credit health, or accessing the right financial products.” He added that the company will continue leveraging technology and data‑driven insights to make credit more transparent, inclusive and empowering.
Paisabazaar has consistently invested in technology, consumer education and brand initiatives over the past decade, extending credit‑awareness beyond metropolitan areas to smaller cities, towns and underserved segments. The firm is ISO 27001:2013 and PCI DSS certified, underscoring its commitment to data security and consumer protection.
About Paisabazaar
Paisabazaar, operating under PB Fintech, offers a wide range of financial products—including loans, credit cards, investments, savings, bill payments and mobile recharges—through a single digital marketplace. Over the last 12 years, it has earned the trust of over 58 million consumers across 850 cities and towns, providing free credit scores from all four Indian credit bureaus.