1. Acquisition of Remaining Stake in MyLoancare Ventures Private Limited

  • Nature of Event: The M&A and IC granted in-principle approval for the proposed acquisition of the remaining 20% equity stake in its existing subsidiary, MyLoancare Ventures Private Limited, to make it a 100% Wholly-Owned Subsidiary (WOS).
  • Target Entity Details: MyLoancare is an RBI-registered NBFC. Its corporate office is at Ground Floor, Plot No. 131, Sector-44, Gurugram-122001, Haryana. Its authorised capital is ₹30,00,000 and paid-up capital is ₹25,59,410. For FY 2025-26, its net worth was ₹22,86,43,952 and turnover was ₹81,86,625.
  • Related Party Transaction: The acquisition is a related party transaction as MyLoancare is a current subsidiary. No promoters, promoter group, or KMPs have any personal interest in the transaction, which is being done on an arm's length basis.
  • Industry: NBFC.
  • Purpose: The objects are consolidation of ownership to achieve 100% control, streamlining operational synergies, enhancing governance, and simplifying corporate structures. Its business is aligned with the core financial marketplace and lending services of the group.
  • Regulatory Approvals: Prior RBI approval is not required as the transaction involves acquisition of a 20% stake (below the 26% transfer threshold) with control already established. Mandatory post-facto intimation will be submitted to the RBI Regional Office post-closing. Execution is subject to formal acceptance of terms by the selling shareholder(s).
  • Timeline: Expected completion is on or before March 31, 2027, subject to mutual agreement, receipt of the final valuation report, final M&A and IC approval, execution of a Share Purchase Agreement (SPA), and completion of closing conditions.
  • Consideration & Valuation: The consideration will be in cash. The estimated consideration for the 20% stake is up to ₹5,00,00,000 (Rupees Five Crores). The M&A and IC authorized the formal appointment of an Independent Registered Valuer post the meeting to determine the Fair Market Value (FMV) as of the cut-off date of September 30, 2026. The final price will be set upon receipt of this valuation report.
  • Shareholding Impact: The acquisition is for the remaining 20% equity stake. Post-acquisition shareholding will increase to 100% (including the shareholding of MyLoancare Empwelfare Trust of 9.90%), making it a WOS.
  • Target Background: MyLoancare was incorporated on October 3, 2013. It operates as an RBI-registered NBFC in digital lending technology, retail loan aggregation, and financial product distribution. Its turnover for the last three years was FY 2025-26: ₹0.82 Cr, FY 2024-25: ₹0.70 Cr, and FY 2023-24: ₹8.70 Cr. It operates in India.

2. Investment in PB Wheels Private Limited

  • Nature of Event: Authorization to invest funds aggregating up to ₹10,00,00,000 (Rupees Ten Crore Only) in the form of capital into wholly-owned subsidiary PB Wheels Private Limited (formerly Accurex Marketing and Consulting Private Limited), in one or more tranches.
  • Target Entity Details: PB Wheels' registered office is at Plot No. 119, Sector-44, Gurgaon-122001, Haryana. Its authorised capital is ₹8,00,00,000 and paid-up capital is ₹2,45,10,000. As of March 31, 2026, its net worth was ₹75,68,196 and revenue from operations was ₹2,29,62,813.
  • Related Party Transaction: PB Wheels is a 100% wholly-owned subsidiary, making this a related party transaction. PB Fintech has no identifiable promoter, so no promoter interest is involved. The transaction is done on an arm's length basis.
  • Industry: Comprehensive digital car care and vehicle management platform.
  • Purpose: The investment will allow the subsidiary to meet its working capital requirements for business operations and other general operating expenses.
  • Regulatory Approvals: Not Applicable.
  • Timeline: Funds will be infused in one or more tranches.
  • Consideration: Cash consideration.
  • Cost: Investment of up to ₹10,00,00,000 by subscribing to equity shares of ₹10 each of PB Wheels.
  • Shareholding Impact: Equity shares of ₹10 each will be issued to PB Fintech Limited against the investment. The company already holds a 100% stake.
  • Target Background: PB Wheels was incorporated on December 20, 2011. It is engaged in providing support services in motor vehicle claims and related assistance. Its turnover for the last three years was FY 2025-26: ₹229.63 lakhs, FY 2024-25: Nil, FY 2023-24: Nil. It operates in India.

3. Investment in PB Financial Account Aggregator Private Limited

  • Nature of Event: Authorization to invest funds aggregating up to ₹1,00,00,000 (Rupees One Crore Only) in the form of capital into wholly-owned subsidiary PB Financial Account Aggregator Private Limited (PBFAA), in one or more tranches.
  • Target Entity Details: PBFAA's registered office is at Plot No. 119, Sector-44, Gurgaon-122001, Haryana. Its authorised capital is ₹7,00,00,000 and paid-up capital is ₹6,00,00,000. As of March 31, 2026, its net worth was ₹3,07,15,823 and revenue from operations was ₹12,79,176.
  • Related Party Transaction: PBFAA is a 100% wholly-owned subsidiary, making this a related party transaction. PB Fintech has no identifiable promoter, so no promoter interest is involved. The transaction is done on an arm's length basis.
  • Industry: NBFC (Account Aggregator).
  • Purpose: The capital infusion will allow the subsidiary to meet its general operating expenses and/or to meet the capital adequacy/net worth criteria mandated by the RBI for Account Aggregators.
  • Regulatory Approvals: Post-facto intimation will be submitted to the RBI Regional Office.
  • Timeline: Funds will be infused in one or more tranches.
  • Consideration: Cash consideration.
  • Cost: Investment of up to ₹1,00,00,000 by subscribing to equity shares of ₹10 each of PBFAA.
  • Shareholding Impact: Equity shares of ₹10 each will be issued to PB Fintech Limited against the investment. The company already holds a 100% stake.
  • Target Background: PBFAA was incorporated on February 3, 2022, to carry on the business of an "Account Aggregator". Its revenue from operations for the last three years was FY 2025-26: ₹12.79 lakhs, FY 2024-25: ₹24.69 lakhs, FY 2023-24: NIL. The company notes it has not yet commenced commercial operations, and the reported revenue is interest income on fixed deposits. It operates in India.

General Information

  • The disclosure was made to the National Stock Exchange of India Limited and BSE Limited.
  • The detailed disclosures are enclosed as Annexure A, B, and C for items 1, 2, and 3, respectively.
  • The disclosure will be hosted on the company's website at www.pbfintech.in.
  • The letter was signed by Bhasker Joshi, Company Secretary and Compliance Officer, on September 16, 2026.

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