PNB Holds Lending Rates Steady from August 2026

Regulatory Disclosure Content

Punjab National Bank has informed the National Stock Exchange of India Limited and BSE Limited that its Marginal Cost of Funds Based Lending Rates (MCLR) will remain unchanged with effect from 01.08.2026.

Lending Rate Details

MCLR Rates (Effective 01.08.2026):

• Overnight: 8.00%
• One Month: 8.25%
• Three Month: 8.45%
• Six Month: 8.65%
• One Year: 8.80%
• Other tenor (marked as 'r'): 9.10%

Other Lending Rates:

• Repo Linked Lending Rate (RLLR): 8.10% (including Benchmark Prime Lending Rate spread of 0.35%)
• Base Rate: 9.50%

Both RLLR and Base Rate also remain unchanged.

Authentication

The document is digitally signed by Bikramjit Shom, Company Secretary, with digital signature details including serial number, location (West Bengal), postal code (700039), and timestamp (2026.07.31 18:54:42 +05'30').