Partnership Announcement
On September 15, 2026, from Singapore and Mumbai, insureMO announced that Protec General Insurance, a newly licensed Indian general insurer, has selected insureMO to build an AI‑native insurance core. The collaboration will leverage insureMO’s API‑first architecture to provide a micro‑services, ecosystem‑friendly platform that enables rapid development and scaling of retail and commercial insurance lines.
Core Platform Capabilities
The AI‑ready core will feature flexible, AI‑powered product configuration and modular functions covering rating and quotation, underwriting, policy issuance and servicing (including endorsements, renewals and cancellations), billing and payments, claims, document generation, and distribution. Low‑ and zero‑cost API enablement is expected to accelerate product launches and simplify changes, delivering an open, scalable, and cost‑efficient technology foundation.
Executive Comments
"Protec is building an insurance business designed for the digital and AI era," said Aditya Sharma, Managing Director & CEO of Protec General Insurance Ltd. "Our collaboration with insureMO will give us the flexibility, speed and technology capabilities needed to introduce relevant products, respond quickly to market needs and deliver better experiences to our customers and partners." Rajat Sharma, Chief Revenue Officer at insureMO, added, "We are delighted to support Protec as it begins this important new journey. By combining Protec's customer‑centric vision with insureMO's AI‑ready, ecosystem‑friendly architecture, microservices and insurance APIs, we are creating a strong foundation for faster innovation, greater flexibility and sustainable growth."
About Protec General Insurance
Protec General Insurance is a newly licensed Indian general insurer focused on delivering simpler, smarter, and more customer‑centric insurance solutions, leveraging AI and digital technology to develop accessible products and seamless experiences for customers and distribution partners.
About insureMO
insureMO is a global insurance Middle Office platform organized across three pillars – API, Data, and AI – offering more than 2,500 atomic APIs that span the full insurance lifecycle from quotation to claims. Its open architecture connects over 8,700 distribution channels and technology partners, making the APIs discoverable by AI agents and coding assistants. Over 500 insurers, distributors, and ecosystem partners across 50+ countries run on insureMO, processing in excess of US$25 billion in Gross Written Premium across 17,500+ configured products covering Life and Health, Personal Lines, Commercial and Specialty, and Reinsurance.
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