Key Quantitative Figures (₹ crore)
Deposit Performance:
- Total Deposits: ₹124,813 crore as of June 30, 2026 (provisional)
- YoY growth: 11% (from ₹112,734 crore in June 2025)
- QoQ decline: 10% (from ₹139,018 crore in March 2026)
- Deposits below ₹3 crore: ₹65,364 crore
- YoY growth: 13% (from ₹57,934 crore)
- QoQ growth: 2% (from ₹63,943 crore)
- CASA: ₹36,462 crore
- YoY change: 0% (from ₹36,614 crore)
- QoQ decline: 22% (from ₹46,723 crore)
- CASA Ratio: 29.2% (from 33.6% in March 2026 and 32.5% in June 2025)
Advance Performance:
- Gross Advances: ₹117,344 crore
- YoY growth: 21% (from ₹96,688 crore)
- QoQ growth: 2% (from ₹115,464 crore)
- Secured Retail Advances: 18% YoY growth
- Wholesale Advances: 37% YoY growth, 10% QoQ growth
- Commercial Banking Advances: 34% YoY growth, 10% QoQ growth
- Retail:Wholesale advances mix: 55:45
Liquidity Metrics:
- Liquidity Coverage Ratio (average for quarter): 133% (from 130% in March 2026 and 152% in June 2025)
Strategic Context
The Bank tactically chose not to renew certain wholesale deposits in Q1 FY27, given the liquidity position following the completion of the preferential allotment to Emirates NBD P.J.S.C. on June 18, 2026.
Regulatory and Approval Status
The information is provisional and subject to approval by the Audit Committee of the Board of Directors, the Board of Directors, and limited review by the statutory auditors of the Bank. The disclosure is made under SEBI Listing Regulations and Code of Practices and Procedures for Fair Disclosure of Unpublished Price Sensitive Information.