The Committee approved the allotment of 15,000 (Fifteen Thousand) 13% Listed, Secured, Rated, Redeemable Non-Convertible Debentures (NCDs) on a private placement basis. Each NCD has a face value of ₹10,000, aggregating to ₹15,00,00,000 (Indian Rupees Fifteen Crores Only).

Key Terms of Debentures

  • Issuer: Regency Fincorp Limited
  • Type of securities: 13% Listed, Secured, Rated, Redeemable Non-Convertible Debentures
  • Type of Issuance: Private Placement
  • Issue Size: ₹15,00,00,000 (Fifteen Crores)
  • Allotted Issue Size: ₹15,00,00,000 (Fifteen Crores)
  • Total number of securities allotted: 15,000
  • Name of Allottees:
  • Infixin Technologies Private Limited
  • Eshiruss Financial Consultants Private Limited (Formerly Known as Asvanta Financial Consultants Private Limited)
  • Listing: Yes, on BSE Limited
  • Tenor: 30 Months
  • Date of Allotment: 19th June 2026
  • Date of Redemption/Maturity: 19th December 2028
  • Coupon Rate: 13%

Payment Schedule

Interest payments are monthly with a detailed cash flow schedule:

  • Principal Inflow: ₹10,000 per debenture on allotment (19-06-2026)
  • Monthly coupon payments range from ₹42.62 to ₹110.41 per debenture based on days in coupon period
  • Principal Repayment Schedule:
  • 30% repayment at end of 18th month (19-12-2027)
  • 30% repayment at end of 24th month (19-06-2028)
  • 40% repayment at end of 30th month (19-12-2028)

Security Details

The NCDs are secured with:

  • Hypothecation over receivables (performing loans)
  • First ranking pari-passu charge over current and fixed assets (both present and future) if security cover through exclusive charge on receivables drops below 1.35x of the outstanding facility

Default Provisions

Delay in payment of interest/principal for more than three months from due date will attract a penalty of 3.00% per month on the overdue amount, over and above the regular interest rate.

Additional Information

  • No special rights/privileges attached to the instrument
  • No comments regarding payment/non-payment of interest or principal
  • The disclosure is made under SEBI Circular No. HO/49/14/14(7)2025-CFD-POD2/I/3762/2026 dated January 30, 2026

The document was signed by Abhimanyu, Company Secretary & Compliance Officer (Membership No. 49176) on June 19, 2026.