Regency Fincorp Limited NCD Issuance Disclosure
Board Approval Details
The Board of Directors of Regency Fincorp Limited has approved the issuance of 75,000 Secured, Rated, Listed, Non-Convertible Debentures (NCDs) on a private placement basis. Each NCD has a face value of ₹10,000, aggregating to ₹75 crore.
Issuance Structure
- Base Issue: 25,000 NCDs aggregating to ₹25 crore
- Green Shoe Option: 50,000 NCDs aggregating to ₹50 crore
- Total Potential Issuance: ₹75 crore
- Tenure: 30 months from the deemed date of allotment
Use of Proceeds
The funds raised will be primarily deployed to strengthen and grow the Company's two core business areas:
1. MSME Secured Lending (described as the company's core business segment providing stable, asset-backed foundation)
2. Digital Lending (positioned as the core growth engine driving scale and future expansion)
Company Performance Context
Management commentary disclosed 45% Year-over-Year growth in FY26 Assets Under Management (AUM) with Net Interest Margin (NIM) at 10.3%.
Management Commentary
Mr. Gaurav Kumar, Managing Director, stated that the NCD issuance represents a "natural next step in our growth trajectory" that will strengthen the company's ability to scale both secured and digital lending operations while maintaining a disciplined approach to risk and asset quality.
Company Background
Regency Fincorp Limited is a non-banking financial company (NBFC) engaged in providing financial products and lending solutions for retail customers, MSMEs, and emerging businesses, with a commitment to financial inclusion through accessible credit solutions.
Filing Details
Submitted by Abhimanyu, Company Secretary & Compliance Officer (Membership No.: A49176) to BSE Limited on 09th September, 2026 at 14:24:18 +05:30.