Fundraising Details
- Successfully completed ₹50 crore Listed Non-Convertible Debenture (NCD) issue during Q1 FY 2026-27
- Funds raised to strengthen capital base and liquidity position
- Supports next phase of growth strategy focused on secured lending, digital expansion and portfolio diversification
Operational Performance Highlights (Q1 FY 2026-27)
Secured Lending Growth:
- Secured loan book increased from ₹159 crore (March 2026) to ₹230 crore (June 2026)
- Growth of ₹71 crore representing 45% expansion
Portfolio Quality Improvement:
- Unsecured loan exposure reduced from 26% to 18%
- Digital lending platform "Cash My Salary" successfully launched
- Digital loan portfolio built to ₹23 crore
Assets Under Management:
- March 2026 AUM: ₹261 crore
Growth Targets and Future Plans
- Target AUM: ₹500-550 crore
- Planned additional fund raise: ₹150 crore
- Focus areas: Expanding secured lending franchise, strengthening digital capabilities, broadening geographic presence
- Growth strategy supported by diversified funding, portfolio optimization, and disciplined execution
Management Commentary
Mr. Gaurav Kumar Kumar, Managing Director, commented on the successful fund raise and the company's strategy to build a "future-ready institution that combines prudent lending practices with technology-led innovation."
Company Background
Regency Fincorp Limited is an NBFC providing financial products and lending solutions to retail customers, MSMEs, and emerging businesses, with a focus on financial inclusion through accessible credit solutions.
Cautionary Statements
- Contains forward-looking statements subject to risks and uncertainties including regulatory changes, economic developments, and other factors
- Past performance not necessarily indicative of future results
- Proposed transactions subject to execution of definitive agreements, due diligence, regulatory approvals, and customary conditions precedent
- Term sheets are indicative and non-binding except for specific agreed provisions