Saarathi Finance Opens 100th Branch in Jagtial, Telangana
On 3 August 2026, Saarathi Finance & Credit Pvt Ltd, an MSME‑focused non‑banking financial company (NBFC) that began operations in April 2025, inaugurated its 100th branch in Jagtial, a commercial and agricultural hub located 190 km north of Hyderabad. The new outlet expands the firm’s footprint across northern Telangana, enhancing access to its loan‑against‑property (LAP) offerings for MSMEs, entrepreneurs and small business owners.
Growth Metrics and Product Offering
Since its launch, Saarathi Finance has opened 100 branches within just over a year, reflecting a rapid expansion trajectory. The company has added 20 branches in Telangana alone during the last twelve months. It now reports assets under management (AUM) of Rs 650 crore. Its LAP products carry ticket sizes ranging from Rs 5 lakh to Rs 35 lakh, enabling borrowers to unlock asset value for working‑capital needs and business growth.
Geographic Expansion Plans
Beyond Telangana, Saarathi Finance is actively extending its network into Andhra Pradesh, Karnataka, Tamil Nadu, Uttar Pradesh and Rajasthan, with a strategic focus on high‑potential MSME markets across these states. The firm’s stated mission is to bridge the estimated ₹44 lakh crore credit gap in the Indian MSME sector by delivering technology‑driven, customer‑centric credit solutions in semi‑urban and rural areas.
Executive Comments
Founder and Chief Executive Officer Vivek Bansal remarked that reaching the 100‑branch milestone and crossing Rs 650 crore AUM “reflects the strength of our business model and execution,” adding that future growth will be guided by “sustainable growth, prudent risk management, and building a technology‑driven lending franchise that creates long‑term value for all our stakeholders.” Independent Director Shashi Shekhar Vempati noted that the rapid branch rollout demonstrates the company’s blend of technology, governance and customer focus, positioning it to play a pivotal role in India’s digital transformation and entrepreneurship ecosystem. Gopal Srinivasan, Chairman & Managing Director of TVS Capital, praised the pace and discipline of Saarathi’s expansion, emphasizing the partnership’s confidence in the founding team’s ambition and rigor.
Company Overview
Saarathi Finance & Credit Pvt Ltd positions itself as a lender dedicated to providing accessible, tailored credit to MSMEs across semi‑urban and rural India. Its guiding principle, “Aap Akele Nahi Hai” (You are not alone), underscores its commitment to financial inclusion.