Company Disclosure
Key Financial Metrics
Assets Under Management (AUM)
- Consolidated AUM: ~₹16,600 crore as of September 30, 2026
- Year-over-year growth: ~31% (from ₹12,687 crore as of September 30, 2025)
- Quarter-over-quarter growth: from ₹15,935 crore as of June 30, 2026
- Standalone AUM: ~₹13,600 crore as of September 30, 2026
- Year-over-year growth: ~23% (from ₹11,044 crore as of September 30, 2025)
- Quarter-over-quarter growth: from ₹13,312 crore as of June 30, 2026
- Non-MFI Share: 20% of AUM as of September 30, 2026 (increased from 15% as of September 30, 2025 and 19% as of June 30, 2026)
Disbursements
- H1 FY27 Consolidated Disbursements: ₹7,192 crore, representing 48% YoY growth (from ₹4,868 crore in H1 FY26)
- H1 FY27 Standalone Disbursements: ₹6,109 crore, representing 36% YoY growth (from ₹4,487 crore in H1 FY26)
- Q2 FY27 Consolidated Disbursements: ₹3,697 crore, representing 41% YoY growth (from ₹2,626 crore in Q2 FY26) and 6% QoQ growth (from ₹3,495 crore in Q1 FY27)
Asset Quality
- Standalone GNPA: 1.9% as of September 30, 2026, showing improvement of 158 basis points YoY (from 3.5% as of September 30, 2025)
Operational Highlights
- Debt Raising: Raised ₹2,628 crore in Q2 FY27 through diversified debt instruments
- Borrowing Cost: Marginal Cost of Borrowing reduced by 55 bps YoY to 10.28% in Q2 FY27
- Collection Efficiency: X-Bucket Collection Efficiency for Q2 FY27 stood at ~99.8%
- Client Base: Added ~1.9 lakh new borrowers in Q2 FY27, expanding standalone client base to 33.3 lakhs
- Branch Network: Added 39 new branches in Q2 FY27, expanding standalone network to 1,876 branches
- Employee Strength: Team strength reached 16,535 at standalone level, registering 8% YoY growth
Important Note
The information provided includes provisional unaudited numbers and is subject to review by statutory auditors and approval by the audit committee and board of directors.