Star Health launches 'Value Plus' health insurance offering sum insured up to ₹25 lakh with premiums 20% lower in Tier 2‑4 markets.
The plan includes a first‑year premium refund after five consecutive claim‑free years and cumulative bonuses up to 100% of sum insured.
It provides long‑term discounts of 10% on year 2 and 12.3% on year 3, plus wellness benefits and a network of over 11,000 hospitals.