Date: July 03, 2026

Financial Results (Business Update)

The disclosure contains provisional unaudited business performance metrics for Q1 FY27 (quarter ending June 30, 2026) compared to Q4 FY26 and Q1 FY26. All figures are in ₹ Crore.

Key Performance Indicators:

  • Gross Advances (including IBPC): ₹14,374 crore (Q1 FY27) vs ₹13,261 crore (Q4 FY26) - 8.4% Q-o-Q growth, vs ₹10,846 crore (Q1 FY26) - 32.5% Y-o-Y growth
  • Disbursement: ₹2,954 crore (Q1 FY27) vs ₹3,077 crore (Q4 FY26) - -4.0% Q-o-Q, vs ₹2,261 crore (Q1 FY26) - 30.6% Y-o-Y growth
  • Disbursement (excluding SCF): ₹2,552 crore (Q1 FY27) vs ₹2,746 crore (Q4 FY26) - -7.1% Q-o-Q, vs ₹1,920 crore (Q1 FY26) - 32.9% Y-o-Y growth
  • Total Deposit: ₹14,634 crore (Q1 FY27) vs ₹13,994 crore (Q4 FY26) - 4.6% Q-o-Q growth, vs ₹11,312 crore (Q1 FY26) - 29.4% Y-o-Y growth
  • Retail Deposit: ₹12,781 crore (Q1 FY27) vs ₹12,039 crore (Q4 FY26) - 6.2% Q-o-Q growth, vs ₹9,230 crore (Q1 FY26) - 38.5% Y-o-Y growth
  • Bulk Deposit: ₹1,852 crore (Q1 FY27) vs ₹1,955 crore (Q4 FY26) - -5.3% Q-o-Q, vs ₹2,083 crore (Q1 FY26) - -11.1% Y-o-Y
  • CASA: ₹3,072 crore (Q1 FY27) vs ₹3,162 crore (Q4 FY26) - -2.8% Q-o-Q, vs ₹2,003 crore (Q1 FY26) - 53.4% Y-o-Y growth
  • CASA %: 21.0% (Q1 FY27) vs 22.6% (Q4 FY26) vs 17.7% (Q1 FY26)

Asset Quality Indicators:

  • CE - 1 EMI %: 97.8% (Q1 FY27) vs 98.2% (Q4 FY26) vs 94.1% (Q1 FY26)
  • CE - Overall %: 99.2% (Q1 FY27) vs 99.5% (Q4 FY26) vs 97.1% (Q1 FY26)
  • CE - IF %: 99.2% (Q1 FY27) vs 99.6% (Q4 FY26) vs 98.4% (Q1 FY26)
  • GNPA %: 6.6% (Q1 FY27) vs 6.5% (Q4 FY26) vs 8.5% (Q1 FY26)

Asset Quality Breakdown (as of June 30, 2026):

  • GNPA: ₹931 crore
  • Provision: ₹372 crore
  • NNPA: ₹559 crore
  • Claimed and received under CGFMU on 1st July 2026: ₹387 crore
  • Balance Claimable under CGFMU: ₹134 crore

Management Commentary

The management highlighted:

  • Gross Advances reached ₹14,374 crore with 33% Y-o-Y growth
  • Disbursements for the quarter grew by 31% Y-o-Y to ₹2,954 crore
  • Deposits registered 29% Y-o-Y growth with CASA growing 53% Y-o-Y
  • The Bank continues to cover its eligible portfolio under Credit Guarantee Scheme as a prudent risk management practice
  • Approximately 98% of the Bank's Inclusive Finance portfolio is covered under the CGFMU Scheme as of June 2026

Regulatory Compliance Note

The numbers mentioned are provisional unaudited numbers as of quarter ending June 30, 2026, and are subject to:

  • Review/approval by the Audit Committee and Board of Directors
  • Limited review by the Statutory Auditors of the Bank