Date: October 5, 2026
Financial Results (Provisional Unaudited)
Quarterly Performance Metrics (All figures in ₹ Crore)
| Particulars | Q2FY27 | Q1FY27 | Q-o-Q | Q2FY26 | Y-o-Y |
| Gross Advances* | 14,972 | 14,376 | 4.2% | 11,124 | 34.6% |
| Disbursement | 3,095 | 2,954 | 4.8% | 2,430 | 27.4% |
| Disbursement (excluding SCF) | 2,625 | 2,552 | 2.9% | 2,053 | 27.8% |
| Total Deposit | 16,184 | 14,634 | 10.6% | 11,991 | 35.0% |
| - Retail | 13,670 | 12,781 | 7.0% | 10,316 | 32.5% |
| - Bulk | 2,514 | 1,852 | 35.7% | 1,675 | 50.1% |
| CASA | 3,142 | 3,072 | 2.3% | 2,477 | 26.8% |
| CASA [%] | 19.4% | 21.0% | | 20.7% | |
| CE - 1 EMI [%]# | 97.7% | 97.8% | | 95.5% | |
| CE – Current bucket [%]@ | 99.1% | 99.2% | | 98.9% | |
| CE – IF [%]^ | 99.3% | 99.2% | | 98.6% | |
| GNPA [%]3 | 2.9% | 6.5% | | 9.3% | |
*Gross Advances includes IBPC
#Includes total collection (capped at 1 EMI) from non-NPA accounts made during the period
@Includes total collection from zero bucket accounts made during the period
^ IF zero bucket collection efficiency
Asset Quality Details (All figures in ₹ Crore)
| Description | Amount |
| GNPA | 438.31 |
| Provision | 135.77 |
| NNPA | 224.51 |
| Balance Claimable under CGFMU | 180.00 |
Management Commentary
- Gross Advances stood at ₹14,972 Crore after considering a write-off of ₹591 Crore, reflecting ~35% YoY growth
- Disbursements for the quarter grew by ~27% YoY to ₹3,095 Crore
- Bank's Deposits registered ~35% YoY growth, with CASA growing ~27% YoY
- The Bank continues to cover its eligible portfolio under Credit Guarantee Scheme as a prudent risk management practice
Status Disclosure
The numbers mentioned above as on quarter ended September 30, 2026 are provisional Unaudited numbers and are subject to:
- Review/approval by the Audit Committee and Board of Directors
- Limited review by the Statutory Auditors of the Bank
Compliance Information
- Regulation 30 read with Schedule III of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015
- Regulation 8 read with Schedule A of the SEBI (Prohibition of Insider Trading) Regulations, 2015
The intimation is available on the Bank's website at: https://suryoday.bank.in/investor-corner/#disclosure-to-stock-exchanges