Member Milestone & Geography: Tide crossed 2 million global members, with 1.1 million added in India since its December 2022 launch; UK base 900,000 members (15% market share of 5.2 m UK SMEs); Europe expansion includes Germany (May 2024) and France (Sept 2025) with €50 million credit disbursed and a Luxembourg headquarters.
Product & Innovation: Provides admin, accounting, tax, payment, credit, fixed‑deposit, website‑building tools; leverages AI using a proprietary SME dataset; new solutions built in India for global rollout.
Leadership & Workforce: Oliver Prill – CEO; Gurjodhpal Singh – CEO India; Bernie Miles – Chief Data and Technology Officer (2026); Dan McNally – SVP & CEO of Tide Insurance Services (late 2025); Marc Lacroix – Country Managing Director, France (mid 2025); total staff >2,800 across UK, India, Germany, France, Bulgaria, Luxembourg, Lithuania, Serbia.
Investment & Valuation: Strategic investment from TPG in late 2025 valued Tide at $1.5 billion.
Women & ESG Goals: Target to onboard 700,000 women entrepreneurs by 2027 (200k UK, 500k India); women currently 22% of members; net‑zero commitment with carbon removals covering Scope 1‑3 and aim to cut CO2e per employee 90% and per revenue 97% by 2030.
SME Landscape Context: India hosts ~72 million registered SMEs and an estimated 140 million informal businesses; over 70% of Indian members are under 35; growth driven in Tier 2/3 cities such as Bareilly, Bhopal, Murshidabad, Mysuru, Lucknow, North 24 Parganas.
