The document is a regulatory filing containing the transcript of an investor conference call held on September 01, 2026, convened to address the sudden early retirement of the Managing Director & CEO.
The event was an unscheduled conference call for investors and analysts, held at short notice on September 01, 2026. A specific time was not disclosed in the transcript.
The stated purpose of the call was to address recent developments regarding the early retirement of Mr. Sanjeev Nautiyal as MD and CEO and to provide assurances to stakeholders regarding the bank's stability and strategy.
The meeting was held after the announcement of the CEO's retirement and after the Q1 FY27 results had already been announced.
Management participants included: Mr. B.A. Prabhakar (Chairman and Independent Director), Ms. Carol Furtado (Whole-Time Executive Director and newly appointed Interim MD & CEO), Mr. Sadananda Kamath (Chief Financial Officer), Mr. Ashish Goel (Chief Credit Officer), Mr. Brajesh Cherian (Chief Risk Officer), and Mr. Siddharth Bharadwaj (Head of Investor Relations).
The transcript of the call was made available on the bank's website at www.ujjivansfb.bank.in as per the accompanying compliance letter.
The call primarily discussed the management change and business updates; no specific compliance language regarding unpublished price sensitive information (UPSI) was included in the transcript.
The financial period discussed was Q1 FY27 and the full year FY27 guidance. Key financial and operational highlights reiterated included: Q1 loan book growth of approximately 29% year-on-year, Gross NPA (GNPA) at 2.2%, secured book share growing past 50%, CASA growth of 38% year-on-year, and overall cost of funds at 6.9% for Q1.
Forward-looking statements included a reaffirmation of the bank's commitment to its FY27 guidance, confidence in delivering strong performance, and that the strategic direction and diversification strategy remain unchanged. The festive season was noted as looking promising.
Additional Notes Section
The document is an enclosure to a formal compliance letter submitted to the BSE and NSE, which states that the transcript is attached pursuant to Regulation 30 of SEBI (LODR) Regulations, 2015.
No new financial data or specific numerical figures beyond what was previously disclosed in the Q1 FY27 results were announced during this call. The discussion reiterated past performance and guidance.
