Ujjivan SFB Q1FY27 Deposits Up 25.1% YoY

Date: July 02, 2026

Total Deposits: ₹48,307 crore in Q1FY27 vs ₹38,619 crore in Q1FY26 (25.1% YoY growth) and ₹45,668 crore in Q4FY26 (5.8% QoQ growth)
CASA: ₹12,930 crore in Q1FY27 vs ₹9,381 crore in Q1FY26 (37.8% YoY growth) and ₹13,062 crore in Q4FY26 (-1.0% QoQ change)
CASA Ratio: 26.8% in Q1FY27 vs 24.3% in Q1FY26 and 28.6% in Q4FY26
Credit-Deposit Ratio: 88.8% in Q1FY27 vs 86.2% in Q1FY26 and 89.0% in Q4FY26

Group Loan: ₹15,185 crore in Q1FY27 vs ₹12,961 crore in Q1FY26 (17.2% YoY growth) and ₹14,696 crore in Q4FY26 (3.3% QoQ growth)
Individual Loan: ₹6,186 crore in Q1FY27 vs ₹5,332 crore in Q1FY26 (16.0% YoY growth) and ₹6,014 crore in Q4FY26 (2.9% QoQ growth)
Housing (incl. MM): ₹11,210 crore in Q1FY27 vs ₹7,962 crore in Q1FY26 (40.8% YoY growth) and ₹10,477 crore in Q4FY26 (7.0% QoQ growth)
MSME: ₹3,470 crore in Q1FY27 vs ₹2,253 crore in Q1FY26 (54.0% YoY growth) and ₹3,230 crore in Q4FY26 (7.4% QoQ growth)
FIG: ₹3,293 crore in Q1FY27 vs ₹2,798 crore in Q1FY26 (17.7% YoY growth) and ₹3,000 crore in Q4FY26 (9.8% QoQ growth)
Vehicle Loan: ₹1,036 crore in Q1FY27 vs ₹560 crore in Q1FY26 (85.0% YoY growth) and ₹944 crore in Q4FY26 (9.7% QoQ growth)
Gold Loan: ₹1,020 crore in Q1FY27 vs ₹293 crore in Q1FY26 (248.1% YoY growth) and ₹769 crore in Q4FY26 (32.6% QoQ growth)
Agri Banking: ₹810 crore in Q1FY27 vs ₹403 crore in Q1FY26 (101.0% YoY growth) and ₹731 crore in Q4FY26 (10.8% QoQ growth)
Others^: ₹692 crore in Q1FY27 vs ₹725 crore in Q1FY26 (-4.5% YoY change) and ₹795 crore in Q4FY26 (-12.9% QoQ change)
Total Secured Book: ₹21,555 crore in Q1FY27 vs ₹15,162 crore in Q1FY26 (42.2% YoY growth) and ₹20,079 crore in Q4FY26 (7.3% QoQ growth)
Secured Book (%): 50.2% in Q1FY27 vs 45.5% in Q1FY26 and 49.4% in Q4FY26

Total Disbursements: ₹9,252 crore in Q1FY27 vs ₹6,539 crore in Q1FY26 (41.5% YoY growth) and ₹9,811 crore in Q4FY26 (-5.7% QoQ change)
Group Loan: ₹3,354 crore in Q1FY27 vs ₹2,844 crore in Q1FY26 (18.0% YoY growth) and ₹3,870 crore in Q4FY26 (-13.3% QoQ change)
Individual Loan: ₹1,227 crore in Q1FY27 vs ₹1,090 crore in Q1FY26 (12.6% YoY growth) and ₹1,376 crore in Q4FY26 (-10.8% QoQ change)
Housing (incl. MM): ₹1,138 crore in Q1FY27 vs ₹892 crore in Q1FY26 (27.6% YoY growth) and ₹1,304 crore in Q4FY26 (-12.7% QoQ change)
MSME: ₹502 crore in Q1FY27 vs ₹402 crore in Q1FY26 (26.0% YoY growth) and ₹572 crore in Q4FY26 (-11.5% QoQ change)
FIG: ₹1,736 crore in Q1FY27 vs ₹609 crore in Q1FY26 (185.2% YoY growth) and ₹1,565 crore in Q4FY26 (10.9% QoQ growth)
Vehicle Loan: ₹239 crore in Q1FY27 vs ₹158 crore in Q1FY26 (51.1% YoY growth) and ₹236 crore in Q4FY26 (1.4% QoQ growth)
Gold Loan: ₹467 crore in Q1FY27 vs ₹164 crore in Q1FY26 (184.5% YoY growth) and ₹418 crore in Q4FY26 (11.7% QoQ growth)
Agri Banking: ₹113 crore in Q1FY27 vs ₹107 crore in Q1FY26 (5.2% YoY growth) and ₹155 crore in Q4FY26 (-27.3% QoQ change)
Others^: ₹477 crore in Q1FY27 vs ₹274 crore in Q1FY26 (74.1% YoY growth) and ₹317 crore in Q4FY26 (50.5% QoQ growth)

Micro Banking (GL & IL) Bucket X Collection Efficiency (%): 99.68% in Q1FY27 vs 99.26% in Q1FY26 and 99.76% in Q4FY26

The information for Q1FY27 is provisional and subject to audit/limited review by statutory auditors
Individual Loan, MSME and Others^ include both secured and unsecured products
Others^ includes Staff Loan, OD-FD & others
Includes Securitization
Prior numbers have been reclassified