Date: 02nd July 2026

Business Update (Provisional Q1 FY2027)

Union Bank of India has submitted provisional business updates for the quarter ended June 30, 2026, in compliance with SEBI Listing Regulations and the Bank's Code of Conduct for Prohibition of Trading by Insiders.

Key Growth Metrics (Year-over-Year as of 30th June 2026):

  • Total Gross Advances grew by 12.50% YoY
  • Total Domestic Advances grew by 13.11% YoY
  • RAM Advances (Domestic) grew by 11.56% YoY
  • Domestic CASA Deposits grew by 11.72% YoY

Detailed Business Performance (₹ crore):

Global Business:

  • Provisional Business: ₹23,79,696 crore
  • Audited Comparison: ₹23,85,502 crore (-0.24% change)
  • Reviewed Comparison: ₹22,14,422 crore

Global Business Components:

  • Gross Advances: ₹10,96,331 crore (provisional) vs ₹10,78,611 crore (audited) - +1.64% change
  • Total Deposits: ₹12,83,365 crore (provisional) vs ₹13,06,891 crore (audited) - -1.80% change

Domestic Business:

  • Provisional Business: ₹23,43,898 crore
  • Audited Comparison: ₹23,47,242 crore (-0.14% change)
  • Reviewed Comparison: ₹21,77,604 crore

Domestic Deposits Breakdown:

  • Total Deposits: ₹12,82,770 crore (provisional) vs ₹13,06,288 crore (audited) - -1.80% change
  • CASA Deposits: ₹4,50,220 crore (provisional) vs ₹4,59,979 crore (audited) - -2.12% change
  • CASA Ratio: 35.10% (provisional) vs 35.21% (audited) - -11 basis points change
  • Year-over-year CASA growth: +259 basis points from 32.51%

Domestic Advances Breakdown:

  • Total Advances: ₹10,61,128 crore (provisional) vs ₹10,40,954 crore (audited) - +1.94% change
  • RAM Advances: ₹6,08,095 crore (provisional) vs ₹5,98,484 crore (audited) - +1.61% change

Credit-Deposit Ratios:

  • Domestic C/D Ratio (Excluding Bank Deposits): 83.38% (provisional) vs 80.40% (audited) - +298 basis points change
  • Domestic C/D Ratio (Including Bank Deposits): 82.72% (provisional) vs 79.69% (audited) - +303 basis points change
  • Year-over-year C/D Ratio improvement: +714 basis points (excluding bank deposits) and +704 basis points (including bank deposits)

Important Notes:

The disclosed information is provisional and subject to review by the Statutory Central Auditors and other necessary approvals of the Bank. These figures are released before the formal declaration of financial results for the quarter ended June 30, 2026.

Disclosure Compliance:

This intimation is made under SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 and the Bank's Code of Conduct for Prohibition of Trading by Insiders and Fair Disclosure of Unpublished Price Sensitive Information.