Date: 1st October 2026

Business Performance Update (Provisional)

Union Bank of India has provided provisional business growth figures for the quarter ended September 30, 2026 (Q2 FY2027), released before the formal declaration of financial results. The data is subject to review by the Statutory Central Auditors and other necessary approvals.

Global Business Performance (₹ in Crores)

  • Total Business: ₹24,75,387 as of September 30, 2026, showing growth of 4.02% quarter-over-quarter (QoQ) from ₹23,79,697 in June 30, 2026, and 12.02% year-over-year (YoY) from ₹22,09,828 in September 30, 2025
  • Gross Advances: ₹11,55,930 as of September 30, 2026, increasing by 5.44% QoQ from ₹10,96,331 and 18.53% YoY from ₹9,75,207
  • Total Deposits: ₹13,19,457 as of September 30, 2026, growing by 2.81% QoQ from ₹12,83,366 and 6.87% YoY from ₹12,34,621

Domestic Business Performance (₹ in Crores)

  • Total Domestic Business: ₹24,24,784 as of September 30, 2026, with 3.45% QoQ growth from ₹23,43,898 and 11.41% YoY growth from ₹21,76,361
  • Domestic Deposits: ₹13,18,977 as of September 30, 2026, increasing by 2.82% QoQ from ₹12,82,770 and 6.88% YoY from ₹12,34,088
  • Domestic CASA Deposits: ₹4,60,697 as of September 30, 2026, growing by 2.33% QoQ from ₹4,50,220 and 14.66% YoY from ₹4,01,809
  • CASA Ratio: 34.93% as of September 30, 2026, decreasing by 17 basis points (BPS) from 35.10% in the previous quarter but improving by 237 BPS from 32.56% year ago
  • Domestic Advances: ₹11,05,807 as of September 30, 2026, with 4.21% QoQ growth from ₹10,61,128 and 17.36% YoY growth from ₹9,42,273
  • RAM Advances (Domestic): ₹6,35,527 as of September 30, 2026, increasing by 4.51% QoQ from ₹6,08,095 and 14.65% YoY from ₹5,54,306

Credit-Deposit Ratios

  • C/D Ratio (Domestic, Excluding Bank Deposits): 84.34% as of September 30, 2026, improving by 96 BPS from 83.38% in the previous quarter and 733 BPS from 77.01% year ago
  • C/D Ratio (Domestic, Including Bank Deposits): 83.84% as of September 30, 2026, increasing by 112 BPS from 82.72% in the previous quarter and 749 BPS from 76.35% year ago