Utkarsh SFB Q4 FY26: Disbursements Up 30% YoY, CASA Ratio Improves

Utkarsh Small Finance Bank reported a 30.1% YoY increase in total disbursements to ₹4,207 crore for Q4 FY26, with non-JLG disbursements surging 51.4%.
The bank's gross loan portfolio stood at ₹19,333 crore, with the non-JLG portfolio growing 29.5% YoY to ₹13,544 crore, while the JLG portfolio contracted.
Total deposits grew 0.4% YoY to ₹21,654 crore, with the CASA ratio improving to 24.0% in Q4 FY26 from 21.8% a year ago.
Asset quality improved significantly, with the SMA pool for micro-banking declining to 1.3% in Q4 FY26 from 5.1% in Q1 FY26.